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Compact Tractors

41K views 328 replies 27 participants last post by  jeepfreak81  
#1 ·
my bride has decided we need a compact tractor to maintain our wooded sand dune. I have a thirty year old Snapper lawn tractor for grass cutting. I also have a twenty year old Simplicity garden tractor with a blade for pushing snow. Both have seen better days, but prior to the move received regular maintenance and will be staying. It is a little thing, but neither one has a left pedal.

Not knowing what I don’t know, I figured the wealth of knowledge in such things on here could only help. we are looking at something 4x4, diesel, less than 25hp. We plan on looking at a used Kubota next week.
 
#250 ·
I believe you are correct on the LS made smaller models of New Holland. And yes, I believe that everything 20 HP to 60 HP are made in Korea, China or Japan. Mine is actually a 1991 model year and 48 HP - the 4cyl Shibaura engine. Built in China and original designed for rice paddy farming. I guess that might be why all the replacement parts cost almost as much as solid gold bars.
 
#253 ·
I use Safeco/Liberty Mutual. Mine is insured through homeowners but is still covered for travel and offsite work. I've been with this company for over 6 years and have nothing but good things to say about them, even after numerous auto claims and unexpected issues.
 
#255 · (Edited)
Guys with newer tractors, who are you using for insurance? I'm picking up a new LS MT225S this week and AAA, who covers my home and cars gave me an exceptionally high quote :(
Mine's just covered under my homeowners, but I don't travel with mine to do work. I just use it on my own property. EDIT: Mine was also delivered by my local dealer, so transport home wasn't an issue.


I just insured the same tractor with AAA. I think it was $300 for 6 months.

AAA just shit canned all their agents. I've used the same guy for over 30 years and they gave him a 2 week notice that he was being let go. All loyalty to them is gone. Gonna start shopping after the first of the year.
(Off-Topic)
Interesting to hear. I had AAA for 19 years, but dropped them after I was broken into in 2013. They jacked my deductible from $500 to $2500, and raised my rates 43%, despite arresting the dirtbag kids who committed the breakin two days later. Customer service at its finest.
 
#256 ·
ohhhh that sucks! I always liked my agent and he advised me on a cheaper (less expensive) route more than once. I shopped around a few times but always found his rates competitive. I guess I'm lucky that we never had a major claim. I think it's pretty common knowledge that insurance companies only tend to "loan" you the money and they will always get it back. I think the only time that wouldn't hold true is a catastrophic claim.

RE on topic of tractor insurance, agreed, mine would have been covered under home owners but the moment it leaves my property, it wouldn't have been covered. Since my sole purpose to buy it is to trailer it to my vacant property up north, it needed to be covered.

Funny side bar on that. I forgot to call to see if I needed to insure it (always assumed it was covered under home owners and/or tow rig insurance) and while on my way home with it on the trailer I was talking to my wife & said, hey we should probably call to see if we need insurance. My agent told her to call me and tell me to pull over immediately & call him. So I did. That's when I found out he was being let go THAT DAY and we had a heartfelt conversation. He was totally depressed. After 30 some years, he was being let go the week before Christmas. Fuck AAA. That's a shitty move.
 
#258 ·
I'm going price shopping in a couple weeks. I didn't have time to shop since I was on the side of the road. LOL

I hate the commercials but maybe libity bibbity is the way to go. Not a fan of Progressive but that's the only company that would give me driving school insurance so may look there, along with the suggestions above.
 
#260 ·
If American family is available in Michigan I’d give a local agent a call. I deal with an independent agent and they are awesome. I lost my home and almost all my contents in 2010 and they absolutely took care of me and never raised my insurance a dime. Had one auto claim and never raised my insurance a dime. My insurance is pretty cheap I think. I even have life insurance through them.
 
#262 ·
Picked up a used JD 2320 last year, I couldn't handle the costs of new tractors no matter what brand. It had 200 hours on it, and I got the FEL and belley mower and I'm very happy with it.

AAA screwed me over big time after having their insurance for nearly 20 years. Fuck that company. I have Progressive for everything now and I'm happy.
 
#263 ·
I've had progressive auto insurance for like 12 years, something like that. Never had an issue with them that wasn't caused by myself. I use them for RV insurance which is only like $115 a year.

I tried a little while ago to look into insurance for the kubota, but a couple places I looked didn't have any type of coverage for it, so it's just covered by my homeowners. Though I would like to get actual insurance on it as it spends lots of time not at my home property
 
#267 ·
I went back and read through the emails with my agent for when I was setting up my insurance. It's through homeowners but is set up as a "separate schedule"/itemized coverage. Confirmed it gives offsite premise physical damage coverage(I specified accidental damage, collision, theft, upset, fire, and in-transit), but not offsite liability coverage. 3 years ago that cost me $142/yr, I assume it's gone up some since then but didn't bother to check. Some people set up a powersports policies that have additional coverage including liability, but I didn't bother to go that route.
 
#268 ·
The tractor was delivered today and can’t wait to start putting it to work! As far as insurance, and I know this isn’t going to work for everyone but, I financed some of the tractor and the loan company offered insurance at a very competitive rate that was about 1/6 of what AAA quoted me. They also said when the loan is paid, they will offer to continue covering.

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#271 ·
Jim where are the pitchers?? and did you name it ??
Bob, see below. LOL

The tractor was delivered today and can’t wait to start putting it to work! As far as insurance, and I know this isn’t going to work for everyone but, I financed some of the tractor and the loan company offered insurance at a very competitive rate that was about 1/6 of what AAA quoted me. They also said when the loan is paid, they will offer to continue covering.

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#272 ·
Dear GreatLakesTractor,

My wife is talking about spring projects. She wants to smooth out a few sections of lawn and seed them in the spring. There's some old ruts and potholes in those sections, and I'm trying to figure out what tool would be best.

Neighbor has a harrow drag that I could borrow. Not sure if that's aggressive enough to take out ruts. We borrowed it to smooth out our yard after some work years ago and then used a burned off mattress spring for final smoothing before throwing seed.

Was wondering if a box blade would be the ticket, or something else? Looks like I can buy someone else's box blade problem for around $500. Might do better with some patience.