Details?I had my car stolen a week ago and it was recovered...
http://www.greatlakes4x4.com/showpost.php?p=977883&postcount=59What you need to do is start finding similar cars (same year, similar miles, similar options and condition) to replace it and take that data to them. They will honor it after some haggling. I believe someone here had a nice write up on how it all works with the insurance companies not too long ago.
I can tell you first hand that anything other than taking their offer you have to go to an apprasal process.