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998,999,1000
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1,086 Posts
Discussion Starter · #1 ·
I just got this Email on my motorcycle:stan3:


My name is bob, and i want to make inquiries about this car for my client which is interested in immediate purchase of this item and is ready to pay through a Certified Check. Before the check will be sent to you i want to tell you that it will be including some extra amount on the check which is meant for the shipping of this item to the buyer destination,what you are to do when you get the check is to deduct your money[asking price]and send the remaining money[leftover] to the shipping company immediately in order for them to come for the local pick up of the item faster.If all this is understood by you get back to me with your full name,address,phone number and where to send the check to immediately.And also i will like to know the present condition of the item and the final asking price if available?hope to read from you soon.

Regards
Bob.
 

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I'm a Newb (but not dumb)
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94 Posts
i wonder if it's the same bob that wanted to buy both of my cars with cashier checks.

He made good on them, and the transaction went perfect :thumb:




WoW i'm so good I type while away from the keyboard =P
 

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998,999,1000
Joined
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1,086 Posts
Discussion Starter · #8 ·
Do you guys know Darius also??

Good day!
How are doing? I hope all is well. My client
came across your AD for sale on midlandauto.comand as a purchase
representative I would like to ask the following questions about
the AD.
1. Is the car still for AD?
2.Describe brieflly the present
condition of the AD.
3.Who owns the the AD?
4.Can I see pictures of theAD?
5.How much are you willing to sell the AD?
I would like you to know that my client is very
much interested in your car so please feel free to write back via email
([email protected]). I would get back to you as soon as
possible.
Thanks and God Bless.
Cheers,
Darius Williams
 

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Premium Member
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14,639 Posts
Darius screwed over a dude in 1987, but has been on the up since then. I think you will be OK, but my first choice would be Bob
 

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skillicous
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12,844 Posts
Bob is my grandpa, he's cool
 

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Registered
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9,864 Posts
BOB hes that smiling prick on TV thats doing every chick in the neighbor hood isn't he !

You can be just like BOB :poke:
 

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Registered
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3 Posts
DJlipp.

Whatever you do, dont cash the check, it will no doubt be fake, what you have described is a well known scam.

They offer to buy whatever it is you are selling and offer to pay a little extra for the inconvenience but they want to pay by check or money order, the check may clear the initial clearance at the bank known as provisional clearance which means the bank will give you access to the funds but it does not mean the check has made the final clearance.

I have absolutely no doubt the check will be fake and you will be left to repay the bank the entire amount of money.

It is also highly likely that you will be overpayed and asked to refund the difference or asked to pay the "shipping company" for the delivery, the problem is the shipping company is the same person.

If you have already cashed the check then take any emails you have gotten to your bank and tell them what has happened, if you dont do this you may be facing jail time for cashing a fake check.

If you visit www.scamwarners.com there is a section on check scams where you will find similiar emails from scammers.

You can also get more general advice on what to do.

To the mods or admins of the site, if I have broken any of your forum rules by linking the website I do apoligise but it is important that this member understands the implication of what is going down here and it is also an important reminder to your other members to be aware of scammers.

I actually found this thread while searching on the email address trying to find information for somebody else who has been contacted by the same person.

Please dont ever accept checks from people on the internet, it is just not worth the extremely high risk
 

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Recovering XJ owner
Joined
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5,620 Posts
DJlipp.

Whatever you do, dont cash the check, it will no doubt be fake, what you have described is a well known scam.

They offer to buy whatever it is you are selling and offer to pay a little extra for the inconvenience but they want to pay by check or money order, the check may clear the initial clearance at the bank known as provisional clearance which means the bank will give you access to the funds but it does not mean the check has made the final clearance.

I have absolutely no doubt the check will be fake and you will be left to repay the bank the entire amount of money.

It is also highly likely that you will be overpayed and asked to refund the difference or asked to pay the "shipping company" for the delivery, the problem is the shipping company is the same person.

If you have already cashed the check then take any emails you have gotten to your bank and tell them what has happened, if you dont do this you may be facing jail time for cashing a fake check.

If you visit www.scamwarners.com there is a section on check scams where you will find similiar emails from scammers.

You can also get more general advice on what to do.

To the mods or admins of the site, if I have broken any of your forum rules by linking the website I do apoligise but it is important that this member understands the implication of what is going down here and it is also an important reminder to your other members to be aware of scammers.

I actually found this thread while searching on the email address trying to find information for somebody else who has been contacted by the same person.

Please dont ever accept checks from people on the internet, it is just not worth the extremely high risk
Bob?
 

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Playing Possum
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6,751 Posts
I think it's OK. I sold a car like that last week. I just had to give him my name, address, ss number, and bank account number. I'm waiting for the deposit, then I will release the car.

I mean how can it go bad? I have the car and won't release it until I have the money.
 

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Registered
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3 Posts
The problem is that the bank will release the funds prior to the check actually clearing, you send your car and pay for the delivery using funds from the check but the problem is that it can quite literaly takes months for the check to actually clear, by the time this happens the scammer has your money.

I have just copy and pasted some information from scamwarners in regards to check fraud

The three key things you need to know about fake or stolen checks/money orders

1. If you accept a check that subsequently turns out to be fraudulent, you may well be required to return the funds and charged a fee.
2. Don't accept a check or banker's draft from someone unless you absolutely know and trust them.
3. Remember that, even after the value of the check has been credited to your account, there is still a risk that the money could be taken out of your account if the check turns out to be stolen or counterfeit.


There are numerous different ways a scammer will try and persuade a victim to cash checks, and these are just the most common in our experience.

Common types of check fraud or money transfer scams

The overpayment scam (sometimes called the cashback scam) : this is usually where the victim is selling goods and the scammer seeks to buy them. The scammer may express no interest in the goods, and may offer more than the asking price to entice the victim into selling to him. The scammer will send the victim a check or money order for more than the goods are worth, saying either that someone else owed him more and can the victim take it and send on the extra with the goods, or that the scammer wants the extra to be sent to a shipping company. The "shipping company" will be either the same scammer or an accomplice of his. Another fairly common scenario is where the victim is advertising a room or house for rent, and the scammer asks the victim to accept a check for more than the deposit, and send on the balance to him.


The investor or loan scam - this usually follows on from another type of scam, for example that the victim has won a lottery or is due to inherit a large amount of money, where the victim cannot afford to pay the fees demanded. The money does not exist, and the scammer is trying to steal fees from the victim. To "help" the victim, the scammer introduces someone (an investor) who can provide the money to pay the fees and will send the victim a check or money order. Alternatively, the scammer may be pretending to be a bank or other financial organisation, and the check is a "loan".


The job or representative scam : this is where the scammer pretends to be a legitimate business which has overseas clients but no way to process their payments. The basic premise is a lie, since no reputable company would supply goods to customers without having reliable means to receive their payments. The scammer offers the victim a job acting as his representative to process incoming payments. The victim is to receive the checks, pay them into a bank account and wire most of the money by Western Union, keeping a small part as their salary.


The love scam : the scammer befriends the victim in a chatroom, on a dating site, or through sites like MySpace. After pretending to fall in love with the victim, the scammer will come up with some pretext to ask the victim to cash a check. For example, he may say that someone owes him money, but he's working abroad and cannot pay it into his own account. The scammer will ask the victim to pay it into their account and send the proceeds to him overseas.

How does the scammer win and the victim lose?
In all the circumstances described above, the basic scam is the same. The check/money order is fake, forged or stolen. Many of the fakes come from overseas banks so they take longer to process in the victim's home country. The banks like to clear checks for customers as quickly as possible, so they may show some or all of the proceeds of the check in the victim's account before the bank knows for sure that the check is legitimate. In some countries or states, banks are required to release the proceeds of checks into accounts within a certain number of days. When the victim sees the money in their account, they think that everything is fine, so they send off the money and/or goods being sold to the scammer. Some time later, the bank realises that the check is forged or stolen, and debits the victim's account. The victim is out of pocket whatever they sent on to the scammer.

How long does it take for a check to clear properly?
Checks can take a long time to go through the system completely so do not assume that it will bounce in a few days or even a couple of weeks. Here's a scenario where it could take months to bounce: I am in the UK, and I have a checkbook (only it's called a chequebook here). Say one of my cheques is stolen. I don't notice and the scammer fills it in and sends it to you; you're in the US, and you pay it into your account. Your bank checks with my bank, and my bank tells them it's fine; there's the money in my account to cover it and the signature looks okay. That has taken a few days. My bank debits my account and your bank credits yours. You think you're safe now, so you send off the proceeds to the scammer. A couple of weeks later, I get my bank statement, but I don't look at it properly for a few weeks. When I do, I notice that there's a cheque I don't know anything about so I call my bank, dispute the entry, and they investigate it, with your bank's help. A week or fortnight passes. My bank accepts what I am saying and credits my account again, and asks for the money back from your bank. Your bank then debits your account. That's taken a few more days, so the whole process has taken about 2 months. It could be longer. There's no time limit for me to go back and challenge my bank, so that part could take months alone. The only way to be safe is not to pay in the check in the first place.

But my bank will cover the loss, won't they?
No. In most countries, the law says that it is up to you to ensure you know who you are dealing with : if you are dealing with a criminal, they will say it is your problem, not theirs. The bank will almost certainly not be liable, even if they have shown the amount as cleared, and their terms and conditions spell this out. If you want to be protected, ask your bank to confirm in writing that the check has cleared fully. If they do so, and you act on that and send money, then even if it does later prove to be fake, you'll be protected. Most banks are unlikely to give you that reassurance so you'll need to protect yourself.

The other consequences for the victim
We find that victims of check fraud are often worse off by more than just the money or goods they sent. More and more often, the victim finds that their account is closed by their bank, and they may have trouble opening an account with another bank. Banks frequently call the police, so a victim may be arrested or investigated by the police for money laundering.

How to protect yourself
Read the information here, and on the linked websites, and see if the circumstances sound familiar. If they do, you can ask for advice here, and we will do our best to show you whether it is a scam or not. Ultimately, though, if you are at all unsure about a check, money order, cashier's check or travellers check you have received, you should take it to your bank or local police and tell them you think it may be from a scammer.
In your case you may have been lucky to find an honest person but I have seen many many people lose money by doing something as innocent as you have done and I have also seen cases where the person is also facing criminal charges, if somebody truely is wanting to purchase whatever it is you have for sale they will be happy to pay by some other means
 

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Insomniac
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1,117 Posts
While well intentioned, and thank you, I think you may be missing a little bit of the sarcasm here.
 

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HURL SCOUTS
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10,007 Posts
100% legit. send your house keys to him and tell him to just pick it up and leave you the cash when he leaves. :thumb:
 
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