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Old April 24th, 2008, 07:05 AM   #1
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Default Moving into Oakland county good places / bad places

Hey guys, with rising gas prices, I am looking at moving closer to work. I have lived in Macomb county my whole life, so as far as places to live and not live I am clueless....

My fiance and I went and looked at a few houses at auburn and John R, and auburn and crooks. Are these good safe areas to live? I am pretty familiar with with the John R area (not too far from shelby twp. where I live now) but the homes off of crooks, and anything west of Rochester road is all new to me!

Any advice you could give me would be great....

Chris
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Old April 24th, 2008, 07:16 AM   #2
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No where, it's still SE Michigan.
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Old April 24th, 2008, 07:43 AM   #3
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Thanks for not helping at all....
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Old April 24th, 2008, 07:55 AM   #4
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Where do you work? How much money are you looking to spend?
How big of a house do you want? How far from work are you willing to live?

Oh, and those areas seem pretty harmless to me.
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Old April 24th, 2008, 08:00 AM   #5
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I work in Madison Heights....

Right now my drive is about 25 miles each way, I would like to cut that down to 10 or 15. Rochester is nice, but homes in my price range are harder to come by. (150,000 max)

I am 25 and engaged, she doesn't work because she is still in college. (well she works, but makes didly doo) So for now, everything is coming out of my pocket....
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Old April 24th, 2008, 08:26 AM   #6
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wait until you are married and she is out of school/has a job
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Old April 24th, 2008, 08:33 AM   #7
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if it's just the price of gas motivating the move, rethink it, unless you have your current place sold, and can find a steal of a price on a repo'ed house.

a) the house you buy will get "uncapped" - if the homeowner has been in it for a substantial amount of time, there is very likely a large gap between their taxable and assessed values, and they currently pay an artificially deflated property tax. Since 1994, Michigan's Proposal A legislation removes that gap for new purchasers and 'resets' the cap the following year. Even after 14 years, many banks/escrow companies still haven't figured this out, and they'll happily set you up with a payment plan based on the prior owner's property taxes. Then, a year out, your escrow account will be hundreds, or even in some cases thousands short, and your payment will go through the roof.

b) Michigan has a fairly aggressive property transfer tax. When they record the deed, they collect a value-based tax on the property. When rolling it into a 30 year mortgage people don't really think about it, but it'll run you probably $1,000 or more for the price range you are talking about

cutting 10 miles off of the commute isn't going to save you a lot in driving expenses (it may indeed cut a significant amount of time off of the commute, but that's a different motivation)
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Old April 24th, 2008, 08:42 AM   #8
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My current home is sold, I am in an apartment until the fall....

cutting 30 miles off your drive everyday when you work 6 days a week most of the time, saves gas and wear and tare, especially when you get 15 mpg!! If gas gets to 5 bucks a gallon, thats 60 dollars a week, maybe I am poor, but 60 bucks a week to me is a lot!

EDIT: I said its 25 miles each way, and 95% is city....

Last edited by greygoose; April 24th, 2008 at 08:50 AM.
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Old April 24th, 2008, 08:46 AM   #9
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Quote:
Originally Posted by smasheromalley View Post
wait until you are married and she is out of school/has a job
Boy, I either I have a lack of patients today, or some people are just idiots!

I am not waiting 2.5 more years for her to get done to get a house. Aside from that, I don't want to buy a home based on 2 incomes, that is stupid! You would think people would learn after all the homes in foreclosure you should not live beyond your means. To me, buying a home based on having both people working in able to afford it is beyond ones means....
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Old April 24th, 2008, 08:50 AM   #10
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Fine douche, dont ask for advice if you dont want any
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Old April 24th, 2008, 08:51 AM   #11
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^^^That advice is stupid, how does it at all pertain to my question?
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Old April 24th, 2008, 08:51 AM   #12
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i just moved from aubrurn and dequindre to aubrun and crooks about 6 months ago.... I am much happier being further west.

there are a lot of houses for sale at reaaaaly good prices in my neighborhood and the next one over.

shoot me a pm and i will show you where it it... then when you come look at the houses you guys can stop by for a beer and you will already know someone here.
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Old April 24th, 2008, 08:53 AM   #13
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^^^Ha, sounds great! I could go for a beet now...

Why did you decide to move father west? (if you don't mind me asking) Why are you happier? Just like the location more?
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Old April 24th, 2008, 08:56 AM   #14
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i do like the location more...it is also quite a bit trashier down by john r and dequindre area... and the houses arent any cheaper.

up here it is a nice mix...nobdody that bothers me and i dont bother anyone.... very nice neighborhood.

huge difference in areas only seperated by 3 or 4 miles.

crappy sub down there...crappier people
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Old April 24th, 2008, 09:01 AM   #15
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Quote:
Originally Posted by greygoose View Post
My current home is sold, I am in an apartment until the fall....

cutting 30 miles off your drive everyday when you work 6 days a week most of the time, saves gas and wear and tare, especially when you get 15 mpg!! If gas gets to 5 bucks a gallon, thats 60 dollars a week, maybe I am poor, but 60 bucks a week to me is a lot!

EDIT: I said its 25 miles each way, and 95% is city....
I personally wouldn't drive a vehicle as a Daily Driver that only gets 15 mpg if my one way commute was 5 miles, instead of the 35 that it is. *shrug*

It is ultimately, obviously up to you how you prioritize your expenses, and it sounds like you've done so to a degree. I offered up some additional things to consider, that most people don't think of. On a weekly basis our office handles people who have lived beyond their means because they relied upon other people to fully inform them (incompletely, or incorrectly) of some of those very high expenses (such as property taxes)

That being said, I am not a fan of congested city living, or commuting, so I don't have a real good suggestion for you on that front. That entire area is pretty congested IMHO.

However, from what I recall of the areas you are speaking of, there is not a substantial amount of street/violent crime. (at least not splashed across the news, and from what I recall of my days doing the editing/R&D for the GIS/Mapping side of the CLEMIS/Crime stuff for Oakland County)

From memory, it was mostly property crimes. (car's rifled through, shoplifting, etc.)
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Old April 24th, 2008, 09:07 AM   #16
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^^^I prioritize my money very well, trust me. However, I can't afford multiple cars at the moment, and I have a camper that gets pulled with the jeep. So I really do "need" to have something capable for towing, and I don't know anything with 8 cylinders that gets very good mileage.

A commuter car is in the works in the next few years, but for now, not an option. I am smart with my money, and I know what I can and can not afford. For the time being, this is the best solution...
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Old April 24th, 2008, 09:12 AM   #17
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Quote:
Originally Posted by Lemur View Post
i do like the location more...it is also quite a bit trashier down by john r and dequindre area... and the houses arent any cheaper.

up here it is a nice mix...nobdody that bothers me and i dont bother anyone.... very nice neighborhood.

huge difference in areas only seperated by 3 or 4 miles.

crappy sub down there...crappier people
Makes sense to me, thanks!
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Old April 24th, 2008, 09:15 AM   #18
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Old April 24th, 2008, 09:27 AM   #19
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^^^ nice, area, but its farther from work than I am now......lol.
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Old April 24th, 2008, 09:51 AM   #20
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umm, why not just buy a little shit box econo car?
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