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Old August 28th, 2013, 09:29 AM   #21
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The biggest difference I see right now is if you don't have insurance you'll be required BY LAW to get it. Weather it's through an employer or the government you'll have to have it.
Negative. You are incorrect, sir. There has been no claim that it will be required by law EVER. People/companies that have it will not be taxed in excess, but if you do not have healthcare then you will be taxed.
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Old August 28th, 2013, 09:46 AM   #22
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I guess it should be rephrased then. If you don't get health coverage some how, then your still paying by being taxed. There will no longer be the option for being uninsured.
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Old August 28th, 2013, 09:52 AM   #23
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37% increase this year, told to expect worse next year. "Someone has to pay for the 30+ million people that won't be paying anything"
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Old August 28th, 2013, 10:20 AM   #24
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All the uncertainty in these posts is the scariest thing about Obamacare. Typically there is one person on this forum with some knowledge about almost every topic but with Obamacare NO ONE KNOWS.

Our HR department has been to two seminars on Obamacare. Each time our HR department comes back from these seminars they are more confused than before. The people putting these seminars on say a lot of procedures and policies are up in there air. The government is not making deadlines and who knows how that will affect anything.


The Exchange has to be up and running October 1 and there is still so much that is not ready for it.

But from what I see, how can costs not go up? All these health care companies are making products for the health care exchange. These products have to offer X amount of coverage for Y amount of money which is determined by the government. What happens when the Y amount of money does not pay for the X amount of treatment on the 37 million people who will be eligible for the exchange? The cost will get shifted onto the people who don't get their care from the exchange.

Also, Michigan just approved medicaid expansion. This makes 320,000 more Michigan people eligible for medicaid. At first, Federal tax dollars (still our fucking money) will cover the additional cost for these people. But this money eventually phases out (I don't know the time frame) and the state has to pick up the tab.
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Old August 28th, 2013, 11:45 AM   #25
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Obamacare hasn't even went into effect yet. Your insurance company raised the premium because they wanted to and it had nothing to do with the cost of Obamacare.
**From my understanding** Basically Obamacare is going to reduce the amount they can bill. currently health insurance companies and hospitals can charge whatever they please and we just have to eat it, whereas Obamacare will limit what they can charge on certain fees, procedures, and premiums making it reasonable and creating a more affordable health care system (in a perfect world).
I am neither for against Obamacare, but I agree that health care is RIDICULOUS and health insurers/hospitals have been raping us for years.
B.S. There ARE portions of the ACA which are in place now. It's just not FULLY in effect yet.
BTW I whole heartedly agree that the health care system (among a couple other industries) has been hosing us for quite a while. Maybe if our elected officials would have been looking at ways to reduce costs a bit we wouldn't be where we're at today. The problem with doing so would have been ppl. bitchin' about the govt. getting involved too deeply in private industry.... darned if ya do and darned if ya don't.
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Old August 28th, 2013, 11:49 AM   #26
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My rates as a state employee went from $204.00 a month to $293.00 a month.
I had blue care HMO. Now I just switched to Priority Health and will be saving $80.00 a month.
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Old August 28th, 2013, 11:50 AM   #27
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Union Letter to Democrat leaders below, published in the Wall Street Journal

http://blogs.wsj.com/corporate-intel...ng-of-workers/

Dear Leader Reid and Leader Pelosi:

When you and the President sought our support for the Affordable Care Act (ACA), you pledged that if we liked the health plans we have now, we could keep them. Sadly, that promise is under threat. Right now, unless you and the Obama Administration enact an equitable fix, the ACA will shatter not only our hard-earned health benefits, but destroy the foundation of the 40 hour work week that is the backbone of the American middle class.

Like millions of other Americans, our members are front-line workers in the American economy. We have been strong supporters of the notion that all Americans should have access to quality, affordable health care. We have also been strong supporters of you. In campaign after campaign we have put boots on the ground, gone door-to-door to get out the vote, run phone banks and raised money to secure this vision.

Now this vision has come back to haunt us.

Since the ACA was enacted, we have been bringing our deep concerns to the Administration, seeking reasonable regulatory interpretations to the statute that would help prevent the destruction of non-profit health plans. As you both know first-hand, our persuasive arguments have been disregarded and met with a stone wall by the White House and the pertinent agencies. This is especially stinging because other stakeholders have repeatedly received successful interpretations for their respective grievances. Most disconcerting of course is last week’s huge accommodation for the employer community—extending the statutorily mandated “December 31, 2013” deadline for the employer mandate and penalties.

Time is running out: Congress wrote this law; we voted for you. We have a problem; you need to fix it. The unintended consequences of the ACA are severe. Perverse incentives are already creating nightmare scenarios:

First, the law creates an incentive for employers to keep employees’ work hours below 30 hours a week. Numerous employers have begun to cut workers’ hours to avoid this obligation, and many of them are doing so openly. The impact is two-fold: fewer hours means less pay while also losing our current health benefits.

Second, millions of Americans are covered by non-profit health insurance plans like the ones in which most of our members participate. These non-profit plans are governed jointly by unions and companies under the Taft-Hartley Act. Our health plans have been built over decades by working men and women. Under the ACA as interpreted by the Administration, our employees will treated differently and not be eligible for subsidies afforded other citizens. As such, many employees will be relegated to second-class status and shut out of the help the law offers to for-profit insurance plans.

And finally, even though non-profit plans like ours won’t receive the same subsidies as for-profit plans, they’ll be taxed to pay for those subsidies. Taken together, these restrictions will make non-profit plans like ours unsustainable, and will undermine the health-care market of viable alternatives to the big health insurance companies.

On behalf of the millions of working men and women we represent and the families they support, we can no longer stand silent in the face of elements of the Affordable Care Act that will destroy the very health and wellbeing of our members along with millions of other hardworking Americans.

We believe that there are common-sense corrections that can be made within the existing statute that will allow our members to continue to keep their current health plans and benefits just as you and the President pledged. Unless changes are made, however, that promise is hollow.

We continue to stand behind real health care reform, but the law as it stands will hurt millions of Americans including the members of our respective unions.

We are looking to you to make sure these changes are made.

James P. Hoffa
General President
International Brotherhood of Teamsters

Joseph Hansen
International President
UFCW

D. Taylor
President
UNITE-HERE
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Old August 28th, 2013, 11:57 AM   #28
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My brother works for city of Birmingham and all of their non benefits employees got their hours cut from 40-28 hours a week. The reason given was the employer will be required to provide health insurance for employees over 28 hours under obamacare. I don't know the answer to healthcare, but this isn't it.
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Old August 28th, 2013, 12:00 PM   #29
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Quote:
Originally Posted by BlooMule View Post
We're all fukked. Might as well quit work and go on welfare.
Do you getz obamacare of welfare? I need bambulance coverage.


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Originally Posted by curbdog17 View Post
I can agree that the cost of healthcare is high. But by lowering it too much you will end up with uneducated and unskilled people working on the most important thing in the world.
What is your life worth?
We already have a lot of uneducated and unskilled people working in the medical field. What this will do is create wait times to get access to these people.

A huge cost to running a healthcare business is malpractice insurance. Good doctors are paying the price of screw ups by their incompetent colleagues.
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Old August 28th, 2013, 12:13 PM   #30
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the system is fucked. My healthcare was being paid 100% by my employer and now im paying $35 bucks a week but I was told to expect higher in future. When the employer was paying for it all, I still couldn't afford doctor bills so I only went when I was down right sick as a dog. Now im just missing the little bit of extra money on my checks, but just trying to make it work. Im personally not sure how people are to survive in this world these days, we are taxed coming and going and get told whats best for us and everyone is looking for money not whats best for people's health. The end.

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Old August 28th, 2013, 12:36 PM   #31
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People should be really pissed at Colleges and Universities if they think health care has sky-rocketed.

http://money.msn.com/now/post--colle...ent-since-1985
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Old August 28th, 2013, 12:46 PM   #32
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People should be really pissed at Colleges and Universities if they think health care has sky-rocketed.

http://money.msn.com/now/post--colle...ent-since-1985
You do not have to pay a tax penalty for not having a college degree.
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Old August 28th, 2013, 12:47 PM   #33
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You do not have to pay a tax penalty for not having a college degree.
not yet at least. But im sure its in the works
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Old August 28th, 2013, 01:02 PM   #34
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not yet at least. But im sure its in the works
Socialists/communists generally don't like edumakated people.
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Old August 28th, 2013, 01:16 PM   #35
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You do not have to pay a tax penalty for not having a college degree.
Just a life penalty.
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Old August 28th, 2013, 02:54 PM   #36
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You do not have to pay a tax penalty for not having a college degree.
Point I was making is that 66% of graduating high school students ARE going to college, yet the media isn't chastising them for driving costs up almost 2x what the health care costs have grown at. So if you have 2 children, one of them will be paying that "tax".......well maybe not your children, but statistically speaking, 66% of the future generations are going to pay that "tax". Where is the outrage?
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Old August 28th, 2013, 04:18 PM   #37
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Where is the outrage? Over on TMZ about Batman Affleck
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Old August 28th, 2013, 04:45 PM   #38
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Old August 28th, 2013, 05:24 PM   #39
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Quote:
Originally Posted by feva4u View Post
Point I was making is that 66% of graduating high school students ARE going to college, yet the media isn't chastising them for driving costs up almost 2x what the health care costs have grown at. So if you have 2 children, one of them will be paying that "tax".......well maybe not your children, but statistically speaking, 66% of the future generations are going to pay that "tax". Where is the outrage?
Still, you do not have to go to college, but you will have to pay Obamacare tax if you choose not to obtain medical insurance.

Statistics lie. Statistically speaking, you are likely to be a hillbilly moron with crooked and / or missing teeth who was raped by his older gay brother. Where is the outrage?
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Old August 28th, 2013, 05:30 PM   #40
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Originally Posted by howell_jeep View Post
Still, you do not have to go to college, but you will have to pay Obamacare tax if you choose not to obtain medical insurance.

Statistics lie. Statistically speaking, you are likely to be a hillbilly moron with crooked and / or missing teeth who was raped by his older gay brother. Where is the outrage?
I am outraged, that he can't or wont go to college. As for the fact he is a hillbilly with missing teeth and has a problem with his gay brother is besides the point.
Obamacare will help his brother but not the hillbilly
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