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Old July 17th, 2013, 10:58 PM   #21
rubiconwrangler
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The jeep hasn't been driven in about a month and just turned full coverage back on yesterday.
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Old July 17th, 2013, 11:03 PM   #22
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Originally Posted by rubiconwrangler View Post
Bad thing is it slid that far and I forshure wasn't doing over 55 at the time.
You were texting. While you were texting you were 2000ft from the vehicle while travelling 73 mph.
At roughly 1000feet you set your phone on the passenger seat and reached 74mph.
While looking up to give full attention to the road in front of you, you are now less than 500feet from slamming on your brakes and crashing into the car in front of you.

You were distracted. Happens to novice drivers
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Old July 17th, 2013, 11:21 PM   #23
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Originally Posted by Immortal View Post
You were texting. While you were texting you were 2000ft from the vehicle while travelling 73 mph.
At roughly 1000feet you set your phone on the passenger seat and reached 74mph.
While looking up to give full attention to the road in front of you, you are now less than 500feet from slamming on your brakes and crashing into the car in front of you.

You were distracted. Happens to novice drivers


Yeah sure that's exactly what happend but instead of it being a car I hit it transformed into a SUV, and the stock jeep had enough balls to jump from 55 to 74 in the time it took me to hit send and set the phone on the passenger seat.
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Old July 17th, 2013, 11:24 PM   #24
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Yes you can buy it back. People do it all the time with no problem.
I'm just kinda woumdering if I'm better off leaving the nice parts on there soo they will claim more of a loss, but then they may want more for me to buy the jeep back.

Or take the nice stuff off make it look kinda raggedy then be able to buy it back for cheaper.
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Old July 17th, 2013, 11:34 PM   #25
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The insurance totaled mine a few years back, Aftermarket parts don't mean shit to the adjuster. I bought mine back, fixed it and am still driving it today.
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Old July 17th, 2013, 11:38 PM   #26
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shit'llbuffout
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Old July 17th, 2013, 11:38 PM   #27
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How much did they charge you to buy It back?
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Old July 18th, 2013, 12:02 AM   #28
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The insurance totaled mine a few years back, Aftermarket parts don't mean shit to the adjuster. I bought mine back, fixed it and am still driving it today.
this. new parts dont mean anything either. my sister totaled a vehicle I had with a brand new trans, transfer case, tires, alternator, and battery. I was told all they take into account is the driveablility of the vehicle plus its "value" at the time of the accident.

I would pull much of your aftermarket stuff off. aside from the wheels and tires. unless you have some cheap replacements you dont care for losing.
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Old July 18th, 2013, 12:42 AM   #29
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I did a buy back on a CJ that was totaled while parked in my yard. It has been a couple years now but at tha time I asked the insurance lady that was on the phone with me trying to figure out what it was worth if I could buy it back. We settled on a price that she would give me for the Jeep. Than called the people that they sell them to got a price from them and that's what I bought it back for. It was not a deal in my opinion but I put the jeep together for myself and it had some valuable parts in it. Personally I would leave anything on the Jeep that makes it look nice. I agree they will just give you going perice but going price for a rusted piece of shit is going to be less then a nice looking Jeep. I would expect to pay close to 20% of what ever they give you for the jeep just to buy it back. Might even go as high as 25%
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Old July 18th, 2013, 03:20 AM   #30
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quickly get the best parts off. then let it go.
it aint worth their price usually.
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Old July 18th, 2013, 06:22 AM   #31
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Pull the stuff off it you want but replace it with stuff you don't.

You have possession of the vehicle (it's in your yard, not some lot) and likely doesn't have a lien on it so you can drag this out for weeks until they cave to your demands (as long as they're reasonable). They don't want this crap sitting on the books and likely it impacts someone's bonus to have things like this lingering. It's all negotiable.
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Old July 18th, 2013, 07:06 AM   #32
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Last winter I hit a deer and "totalled" my car. The car only worth about 3000 by nada and kbb books and 2000 by comparables on Craigslist.

When they called to settle they said the car was worth 3900. I asked how much to buy it. She said 300 and 100 for deductible.

So State Farm cut me a check for 3400 and change. I kept the car with a clean title. Brought it to work and pulled the frame back to spec. Had about 400 in parts and materials and sold the car for 2500.


I would buy it back. Aftermarket tj sheet metal is stupid cheap.
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Old July 18th, 2013, 07:30 AM   #33
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I bet it's not totaled
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Old July 18th, 2013, 07:35 AM   #34
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Quote:
Originally Posted by junkyardjon View Post
Yes you can buy it back. People do it all the time with no problem.
question was, do they HAVE to allow you to buy it back...
I'm not sure if it's mandatory.
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Old July 18th, 2013, 07:43 AM   #35
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Cut the bumper off and ya got yourself a hell of a approach angle.


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Old July 18th, 2013, 08:28 AM   #36
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Quote:
Originally Posted by rubiconwrangler View Post
and the stock jeep had enough balls to jump from 55 to 74 in the time it took me to hit send and set the phone on the passenger seat.
Sounds like you may want to get that checked out if you keep the vehicle lol.

But really, Call a few other insurances and talk hypothetical. Get a baseline idea for how it should be handled and hold your insurance to that standard. 3
Pretty much you should get two options: keep it and take a cut of what insurance offers, or just accept what they offer. You may be able to negotiate some but you'll need a pretty solid argument to back it up (i.e. not stock, just threw a bunch of money into it -with proof- etc etc). If you can part it out for more than what insurance will cut from the buy-back price, it'll probably be worth hanging on to.
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Old July 18th, 2013, 08:43 AM   #37
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Quote:
Originally Posted by rubiconwrangler View Post
Umn i wasnt following close


So let me get this straight. THe cars in front of you stopped faster than you could and you don't believe you were following to close?


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Got into accident today, its most likely totalled, full coverage through allstate.

It's most likely totalled? The entire front end is small enough to fit into your purse now and you think it is most likely totalled?

Quote:
Originally Posted by junkyardjon View Post
Yes you can buy it back. People do it all the time with no problem.
This. You can buy it back, doesn't mean they have to sell it to you, but you can ask and most likely they will.
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Old July 18th, 2013, 09:03 AM   #38
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If you had rear brakes that worked you may have been able to stop.
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Old July 18th, 2013, 09:10 AM   #39
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Why bother keeping the tires? From the looks of it they're gonna be flat spotted as fukc
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Old July 18th, 2013, 09:58 AM   #40
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Actually there's rear tire skid marks lightly. But they were working
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