unsecured loans, good idea or not?

[High Center Hancho]

I need to fix this leaky roof before winter. It was a real pain in the ass changing all the buckets when they got full last year. I don’t have much insulation in the roof so when it does snow it melts off there pretty quick and it comes through the ceiling. I tried to fix it last year with the seal all shit, but that shit did not work like it said it would. I still trying to sue that company but that’s another story. Anywho I’m thinking about getting a loan from these guys http://www.westernsky.com They say I don’t need good credit, and that’s good because I don’t have good credit. I’ve maxed out every card I have and its all I can do to keep the lights on. But for the $10,000 I can get from them I can fix my roof, payoff one card and have about $500 to go towards the buggy project. But I'm not sure if I can trust this westernsky place...has anyone used them before?

[hondadirtracer]

For the low low interest rate of 89%. Seems legit to me. That's only $53k in interest.

[dudekcj7]

I dont see why you wouldnt do it.

[High Center Hancho]

but it frees up the card for me to use again and my roof gets fixed

[curbdog17]

Originally Posted by High Center Hancho

but it frees up the card for me to use again and my roof gets fixed

Sounds Legit. Go for it.

[Schoemann]

Not a good idea. Unsecured loans can balloon (check the fine print) and paying an interest rate of over 25% is loansharking territory. This place is a 90%APR, meaning you pay them $9,000 per year in interest for 7 years. Grand total repaymend for your 10 grand is just over $63,000.

Dude, suck it up for one more year, put that 700 per month aside for your roof and pay for it in 1 year, not 7. It will suck now, but in two years youll be happy you did!

[Mihlfeldl2005]

Could've fixed your roof instead of buying the buggy ;-)

[cerial]

You have not fixed that yet?
How many months has it been?
Have you talked to your lender at all in consideration of some form of a home equity loan?



And seriously. "I'm doing my best just to keep the lights on". But hey lets start a build(toy) which will end up costing 5-8k while I swap out buckets every time it rains.

Start eating mac&hotdogs until you can get your roof fixed man.

Wth would you take out a loan for your roof when you are paying cash for a toy?

It is a cool build and all mind you. But, wow man I thought you had more forethought then that.


A apr of 300%? Wow I'm in the wrong business. I would never sleep at night screwing over people in need like that though. Now stupid people such as yourself who had the means but were just to lazy to use them is a different story.

[steveo]

Oh hancho you silly bitch.

LOL @ Western Sky being owned by a Injun.

[dudekcj7]

He must have gotten an email from those people i dont think even he is silly enough to consider that!

But hey its ten grand think of the fun you could have

[cerial]

I'm not done laying some sense into you just yet.

Find out what you Need to get the material's to fix your roof. Not to have some one else do it. Then invite idk 10 buddies over feed them and put them to work. I don't see where you could end up with 8k in material cost alone. I could be wrong but seriously doubt your going to need 8k.

[steveo]

Originally Posted by cerial

I'm not done laying some sense into you just yet.

Find out what you Need to get the material's to fix your roof. Not to have some one else do it. Then invite idk 10 buddies over feed them and put them to work. I don't see where you could end up with 8k in material cost alone. I could be wrong but seriously doubt your going to need 8k.

dude are you that fucking stupid? really?

[booblinker]

Imagine how many gold Necklaces you could get for 10 grand.

[jeepinRRT]

Link to original thread....

[Tab]

god people are dumb.......and I'm not talking about Hancho.

[JohnnyJ]

Originally Posted by Tab

god people are dumb.......and I'm not *JUST* talking about Hancho.

fixxored

[Nuggets]

Originally Posted by cerial

I'm not done laying some sense into you just yet.

Find out what you Need to get the material's to fix your roof. Not to have some one else do it. Then invite idk 10 buddies over feed them and put them to work. I don't see where you could end up with 8k in material cost alone. I could be wrong but seriously doubt your going to need 8k.

Pssssst....... Honcho is trolling.

[03tjsport]

What are you waiting for?! Get YOUR money today!!

[Mihlfeldl2005]

And in local news! Scott's house is waiting to be rampaged by an angry (really just thirsty) mob of unrelenting four wheelering rednecks!

[Sandals]