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Old March 5th, 2012, 06:26 PM   #1
JohnnyJ
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Default Is this a good deal?

So I'm watching tv and an ad from Western Sky Financial comes up and offers $5000 loan for 7 years of $456.58 monthly payments.

Holy crap. It lists it at 116.73% interest. Who would get into this?

It looks like it's 100% Native American owned, so does this mean they've found another way to make money besides casinos?
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Old March 5th, 2012, 06:28 PM   #2
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hey it's cheaper then those 300% payday loans people are dumb enough to take out.
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Old March 5th, 2012, 06:40 PM   #3
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Seriously? That's what they charge?

Holy crap. I'm glad my credit doesn't suck.
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Old March 5th, 2012, 06:50 PM   #4
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its a great deal if you plan on never paying it back!
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Old March 5th, 2012, 07:12 PM   #5
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Seriously? That's what they charge?

Holy crap. I'm glad my credit doesn't suck.
John, I was going to talk to you about that money you owe me. I'm figuring that the Burger King I fronted you should pay back about $1500 now.
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Old March 5th, 2012, 07:33 PM   #6
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Can I pay you in paintball equipment?
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Old March 5th, 2012, 07:35 PM   #7
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haha there was a guy at the bar the other night bragging about how he got a loan from them, he was all excited to tell us that when you dont pay it back they skin your head.
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Old March 5th, 2012, 07:43 PM   #8
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Can I pay you in paintball equipment?
No, cash on the barrel. Or, you can just drive my shifts next Feb.
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Old March 5th, 2012, 07:46 PM   #9
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No, cash on the barrel. Or, you can just drive my shifts next Feb.
are you plan on going back? I had fun, but I'm not sure I want to...however if billy said we are going, I'm willing to bet I'd be there...however glamis is a must if I do it again
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Old March 5th, 2012, 07:50 PM   #10
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are you plan on going back? I had fun, but I'm not sure I want to...however if billy said we are going, I'm willing to bet I'd be there...however glamis is a must if I do it again
Stop hijacking the thread. We're talking about the $1500, now $1600 that John owes me. After all, I bought ice cream at Sonic.
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Old March 5th, 2012, 07:53 PM   #11
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Stop hijacking the thread. We're talking about the $1500, now $1600 that John owes me. After all, I bought ice cream at Sonic.
he did go to brandon
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Old March 5th, 2012, 10:10 PM   #12
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No, cash on the barrel. Or, you can just drive my shifts next Feb.
So it's true that you're selling your rig to buy this, just to dominate at KOH next year?

http://detroit.craigslist.org/okl/cto/2794892933.html
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Old March 5th, 2012, 10:32 PM   #13
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Don't forget about the $500 lending fee.
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Old March 5th, 2012, 10:45 PM   #14
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Originally Posted by johnnyj View Post
so it's true that you're selling your rig to buy this, just to dominate at koh next year?

http://detroit.craigslist.org/okl/cto/2794892933.html
hahahahahahahahahahahahahahahahahahahahahahahahaha hahaha
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Old March 6th, 2012, 12:16 AM   #15
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So I'm watching tv and an ad from Western Sky Financial comes up and offers $5000 loan for 7 years of $456.58 monthly payments.

Holy crap. It lists it at 116.73% interest. Who would get into this?

It looks like it's 100% Native American owned, so does this mean they've found another way to make money besides casinos?
Holy shit. $38,000+ to pay it off at those payments. FUCK THAT SHIT.
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Old March 6th, 2012, 05:09 AM   #16
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Originally Posted by JohnnyJ View Post
So it's true that you're selling your rig to buy this, just to dominate at KOH next year?

http://detroit.craigslist.org/okl/cto/2794892933.html
shhhhhhhh........ I don't want to scare off the competition.
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Old March 6th, 2012, 06:13 AM   #17
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I'd bet stan would give better rates? hell if you didn't pay it back the worst he'd do is make you mow grass in D rot forever
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Old March 6th, 2012, 06:55 AM   #18
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http://madamenoire.com/110180/russel...r-hidden-fees/

Quote:
The RushCard does fill a niche between true financial empowerment and the worst elements of the money management business — which check cashing firms represent. But why give the black community an option that is only two steps above the worst?
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Old March 6th, 2012, 07:41 AM   #19
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It is absolutely insane that people take loans like that. If you are already in a hole, digging it deeper isnt going to get you out.
I was a dumb kid once and did stupid stuff with my money but I thank god I never got myself into a world of hurt like that.
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