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Old June 21st, 2009, 08:21 PM   #1
94transam25th
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Default Boat registration and insurance

Hi, im lookin into buyin a boat soon and am wondering how much it costs to register a boat? does it go by value of the boat or size of boat. Also is insurance required (i'll get it either way just never been asked for it by coast guard) and what insurance company do you use?
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Old June 21st, 2009, 10:08 PM   #2
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You will pay sales tax (6%) on the purchase either at a dealer, or if private party, at the SOS. Then yearly registration is based on the length of the boat. It isn't excessive IMO. I want to say it's like $17 for four years for a boat under 20'. Then you are looking at the $75 trailer plate if you get a trailer.
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Old June 21st, 2009, 10:47 PM   #3
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thanks for the info

what are some good insurance companies for boats?
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Old June 22nd, 2009, 12:22 AM   #4
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I used USAA for my boat insurance but you have to be a federal employee or dependent to use it. I paid $88 a year for my '91 Bayliner 1800 Capri when I had it.
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Old June 22nd, 2009, 12:29 AM   #5
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hmm wonder if teachers count as federal employees? i kno our auto insurance is for gov employees so i may have to look into that
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Old June 22nd, 2009, 05:43 AM   #6
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http://www.michigan.gov/sos/0,1607,7...5432--,00.html has all the fees for registration. Boats are good for 3 years.
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Old June 22nd, 2009, 06:38 AM   #7
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Boat US is great for insurance and towing. They had the best price out of several companies I called...
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Old June 24th, 2009, 09:46 PM   #8
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pickin up my boat tommorow... got an 86 cobalt 21ft bowrider with a 350 v8 for $3000... what do you think?
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Old June 24th, 2009, 09:49 PM   #9
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nice boat.
Post pics when you get it
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Old June 25th, 2009, 06:34 AM   #10
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nice boat.
Post pics when you get it
DITTO
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Old June 29th, 2009, 01:17 AM   #11
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picked up the boat thursday and so far am very happy with it... cobalt bulids a pretty good boat, its 23 years old and the only problem with the entire boat is one interior light.

my dad gave me his old mirage prop thats a ss 23 pitch. think ill be good running that. its a 5.7l with 260
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Old June 29th, 2009, 01:18 AM   #12
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oo and i also read on iboat forum about using vaseline to restore the hull? anyone try it?
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Old June 29th, 2009, 07:20 AM   #13
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oo and i also read on iboat forum about using vaseline to restore the hull? anyone try it?
Restore the hull how? Like for fade?
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Old June 29th, 2009, 06:08 PM   #14
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yea like get the oxidation off.... i just did it and it worked amazing, i just cleaned all of my oxidation for $3 and half hour of time
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Old June 30th, 2009, 10:40 PM   #15
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right now the boat has a 21 pitch stainless steel prop with a few dings and my dad gave me a almost new mirage prop that is 23 pitch? would it be a bad idea to change the pitch that much?
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Old July 1st, 2009, 08:25 AM   #16
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right now the boat has a 21 pitch stainless steel prop with a few dings and my dad gave me a almost new mirage prop that is 23 pitch? would it be a bad idea to change the pitch that much?
Is the diameter of the props the same? Your engine may not have the power to spin the prop to w.o.t. So you might lose top end speed.
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Old July 1st, 2009, 08:34 AM   #17
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Quote:
Originally Posted by 94transam25th View Post
yea like get the oxidation off.... i just did it and it worked amazing, i just cleaned all of my oxidation for $3 and half hour of time
let me know how that looks ina couple weeks
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