Dear poor people... - Page 4 - Great Lakes 4x4. The largest offroad forum in the Midwest

Go Back   Great Lakes 4x4. The largest offroad forum in the Midwest > General 4x4 Stuff > Politics, Government, or Religion Chat
GL4x4 Live! GL4x4 Casino

Politics, Government, or Religion Chat Bring your flamesuit!

greatlakes4x4.com is the premier Great Lakes 4x4 Forum on the internet. Registered Users do not see the above ads.
Search
Reply
 
Thread Tools Search this Thread
Old September 12th, 2008, 06:51 PM   #61
Infinite_Wisdumb
.
 
Join Date: 05-18-06
Location: mi
Posts: 1,042
iTrader: (0)
Mentioned: 0 Post(s)
Default

Quote:
Originally Posted by brewmenn View Post
The point is that I don't expect my middle class income should entite me to live in the nicest part of town. No, the schools may not be the best, but if my kids lived with me I wouldn't have a problem sending them there. I am fortunate in that my kids live in thier mothers house where the schools are better.
Fair Enough
Infinite_Wisdumb is offline   Reply With Quote
Sponsored Links
Advertisement
 
Old September 12th, 2008, 06:55 PM   #62
BRUSER
Senior Member
 
BRUSER's Avatar
 
Join Date: 02-08-06
Location: WestSide Michigan
Posts: 1,329
iTrader: (1)
Mentioned: 1 Post(s)
Default

Quote:
Originally Posted by brewmenn View Post
Monkeyevil… ultra-entitled? lol


What I’d like to know is when did owning a home become a right that everyone was entitled to, and not a goal that had to be worked towards and earned? The notion that a kid should be able to come out of college, get his first job, and immediately be able to buy a house is absurd. It used to be understood that most people would have to rent an apartment for at least a few years before being able to buy a house. Owning a house is not a right. Sorry.
That would be a government idea.... that is the policy that also crashed the US economy. You can see socialism on the horizon if the population of this countrydoesn't wake up.
"I love my country, but I fear my government"
BRUSER is offline   Reply With Quote
Old September 12th, 2008, 07:16 PM   #63
mikesova
My 4x4 is a Subaru.
 
mikesova's Avatar
 
Join Date: 11-05-05
Location: Gladwin, MI
Posts: 7,880
iTrader: (1)
Mentioned: 3 Post(s)
Send a message via AIM to mikesova
Default

Quote:
Originally Posted by CheapThrillB2 View Post
I love it when i get people bring their car into my shop that drive newer cars then me, wear nicer clothes then me, better cell phone then me. Bring their car i nand want an estimate on $3K worth of repairs. Half the time they already have another shops estimate so they just want you to look at that vs their car to write a new estimate. Reason: Cause they need two estimates to give to the state for the state to foot the bill for the repairs. Because they are poor and can't afford the car/repairs. The last time i had one of these in my shop (about one a month) it was a 03+ Tahoe on 20"s.

You, Me, and everbody else got to foot that bill. And ever bill like it. I drive 17 year old vehicle, my wife drives a 15 yr old vehicle.....but they need their bling and dubs for their "New" vehicle even though the state pays for it.
how the shit does that work? seriously, I'd like to know. I want the state to pay for this:



what is this welfare car repair?
mikesova is offline   Reply With Quote
Old September 12th, 2008, 08:03 PM   #64
smasheromalley
Senior Member
 
smasheromalley's Avatar
 
Join Date: 11-06-05
Location: Michigan
Posts: 3,050
iTrader: (15)
Mentioned: 0 Post(s)
Default

Quote:
Originally Posted by mikesova View Post
how the shit does that work? seriously, I'd like to know. I want the state to pay for this:



what is this welfare car repair?
Ouch
smasheromalley is offline   Reply With Quote
Old September 12th, 2008, 08:47 PM   #65
ckupq
Kitten I'm gonna eat you!
 
ckupq's Avatar
 
Join Date: 11-07-05
Location: Cedar Rapids, IA 52402
Posts: 3,435
iTrader: (6)
Mentioned: 0 Post(s)
Default

Quote:
Originally Posted by Chiefwoohaw View Post
Either he doesn't make money or it stupid. If he doesn't make much money then I can see renting . . if he does then he's throwing a lot of money away by renting and should be putting that 25% into an asset like a home regardless if it's the house of his dream or a complete dump to be fixed up, it's still better then paying your landlords mortgage for him.
I'm making 60K a year and taking an active stance on paying off my student loans, CC's and such. So far I've cleared 10k of loans this year if not more. However I drive a lifted XJ and taking monthly trips because of elderly family and weddings and such. Top that with a girlfriend who didn't get a job till she was flat broke and resisted working at Home despot instead of starting off there in a new city. This year will be much better because I won't have any high dollar payments and I'm not paying for two people. I've looked at houses in my market and 80k homes are shit holes (or flood homes) and 100-135k are the middle of the market and extremely stable considering my city was the one hardest hit by the floods in Iowa.
ckupq is offline   Reply With Quote
Old September 12th, 2008, 09:22 PM   #66
BlooMule
Jet powered
 
BlooMule's Avatar
 
Join Date: 11-08-05
Location: a mile from the shithole
Posts: 26,561
iTrader: (12)
Mentioned: 18 Post(s)
Default

The company I worked for last year looked like it was going belly up (It finally did last week) so I cut out and got a job at a more stable company (for about 1/2 the pay). Burned through 6 month pay in savings in about 4 months.
Got behind on the house, made a deal with mortgage company to get caught up. Now that my income is back up, (non-union shop, I can negotiate my OWN pay) I am making two payments a month, I'll be caught up in full in November.

This means absolutely EVERYTHING is on hold, canceled bike trip, canceled camping, canceled everything not necessary. Did not have a fire sale, I worked hard for my toys, and paid cash for them so they weren't costing me anything to sit in the garage.

Right now, if my pay and hours stay steady, I'll make about $45,000 this year. My wife will make about $20,000. We don't include her income on any credit applications, as Hospice care means your job can disappear at any time unless you find another client quickly. On this, we have a house we bought 12 years ago for $90k, a new car, , my jeep, her tracker, and a dead Benz. (Getting fixed next week) Got a sled, a full dress Harley, and a bunch of other stuff that makes friends think we have more money than we really do.

I have a philosophy:

Pay cash.

The only thing I bought on credit is the house. If I could have convinced the wife to live in a dumpy house on Groesbeck 16 years ago, I could have bought this house cash as well.
__________________
-rw-rw-rw
BlooMule is offline   Reply With Quote
Old September 13th, 2008, 08:59 PM   #67
Toolmakerprevo
Life is Good!!!
 
Toolmakerprevo's Avatar
 
Join Date: 01-07-08
Location: pontiac
Posts: 820
iTrader: (0)
Mentioned: 0 Post(s)
Default

Ross Perot made a statement, "Soon your going to hear a sucking sound, That'll be all your jobs going to Mexico"
We must not forget Nafta, Nafta allowed trade with other contries when Bush created the tax cut's for every body the middle class bought shoes for their kids, Your upper class took their savings and invested in China. What have we lost in manufacturing jobs alone in the last 10 yrs? 300,000? Thats alot of middle class people not paying taxes. Thats alot of construction people not building houses for the guy's that live well beyond their means. What would have happened to the building trades if all these auto workers wouldn't have bought houses? I'll tell ya, They wouldn't have been able to buy all those big fancy truck's. When the refinance boom was going crazy people didn't count on their jobs being eliminated. They blame the guy that took the loan but what about the Politician that sold him out? If you own a business of any kind that manufacturing workforce that lived beyond their means at one time or another spent money at your place! Directly or indirectly.
Sorry to ramble
Toolmakerprevo is offline   Reply With Quote
Old September 13th, 2008, 09:56 PM   #68
Sol Goode
Obama Nation!
 
Sol Goode's Avatar
 
Join Date: 11-05-05
Location: Curt1656 & Scooters love castle
Posts: 14,529
iTrader: (10)
Mentioned: 14 Post(s)
Default

Quote:
Originally Posted by Toolmakerprevo View Post
Ross Perot made a statement, "Soon your going to hear a sucking sound, That'll be all your jobs going to Mexico"
We must not forget Nafta, Nafta allowed trade with other contries when Bush created the tax cut's for every body the middle class bought shoes for their kids, Your upper class took their savings and invested in China. What have we lost in manufacturing jobs alone in the last 10 yrs? 300,000? Thats alot of middle class people not paying taxes. Thats alot of construction people not building houses for the guy's that live well beyond their means. What would have happened to the building trades if all these auto workers wouldn't have bought houses? I'll tell ya, They wouldn't have been able to buy all those big fancy truck's. When the refinance boom was going crazy people didn't count on their jobs being eliminated. They blame the guy that took the loan but what about the Politician that sold him out? If you own a business of any kind that manufacturing workforce that lived beyond their means at one time or another spent money at your place! Directly or indirectly.
Sorry to ramble
Thats one of the dumbest things I have read in a looooong time.
__________________
#YOLO
#meballsohard
Sol Goode is offline   Reply With Quote
Old September 13th, 2008, 10:09 PM   #69
84Scrambler
Senior Member
 
Join Date: 11-07-05
Location: Lansing
Posts: 5,948
iTrader: (8)
Mentioned: 0 Post(s)
Send a message via AIM to 84Scrambler
Default

Quote:
Originally Posted by Toolmakerprevo View Post
Ross Perot made a statement, "Soon your going to hear a sucking sound, That'll be all your jobs going to Mexico"
We must not forget Nafta, Nafta allowed trade with other contries when Bush created the tax cut's for every body the middle class bought shoes for their kids, Your upper class took their savings and invested in China. What have we lost in manufacturing jobs alone in the last 10 yrs? 300,000? Thats alot of middle class people not paying taxes. Thats alot of construction people not building houses for the guy's that live well beyond their means. What would have happened to the building trades if all these auto workers wouldn't have bought houses? I'll tell ya, They wouldn't have been able to buy all those big fancy truck's. When the refinance boom was going crazy people didn't count on their jobs being eliminated. They blame the guy that took the loan but what about the Politician that sold him out? If you own a business of any kind that manufacturing workforce that lived beyond their means at one time or another spent money at your place! Directly or indirectly.
Sorry to ramble
Which union do you belong to?
84Scrambler is offline   Reply With Quote
Old September 13th, 2008, 10:36 PM   #70
Monkeyevil
I <3 Miatas
 
Monkeyevil's Avatar
 
Join Date: 11-05-05
Location: Kalamazoo, MI
Posts: 8,988
iTrader: (16)
Mentioned: 3 Post(s)
Send a message via AIM to Monkeyevil
Default

People bring this up to us a lot since Brian and I own a business.

"If people didn't buy outside their means, or put things on credit JCR would lose business."

And maybe that is slightly true... but if consumers lived inside their means, and paid cash for everything, the interest they use to pay to have products "right now" could be used to pay for their toys in cash...
__________________
JcrOffroad
Zoom Zoom!
Monkeyevil is offline   Reply With Quote
Old September 13th, 2008, 10:50 PM   #71
BlooMule
Jet powered
 
BlooMule's Avatar
 
Join Date: 11-08-05
Location: a mile from the shithole
Posts: 26,561
iTrader: (12)
Mentioned: 18 Post(s)
Default

Quote:
Originally Posted by Monkeyevil View Post
People bring this up to us a lot since Brian and I own a business.

"If people didn't buy outside their means, or put things on credit JCR would lose business."

And maybe that is slightly true... but if consumers lived inside their means, and paid cash for everything, the interest they use to pay to have products "right now" could be used to pay for their toys in cash...
EX-FUCKIN-ZACTLY!
__________________
-rw-rw-rw
BlooMule is offline   Reply With Quote
Old September 13th, 2008, 10:53 PM   #72
Nuggets
I fix stuff!
 
Nuggets's Avatar
 
Join Date: 09-15-06
Location: Bay City, MI
Posts: 13,457
iTrader: (13)
Mentioned: 3 Post(s)
Default

I've had some rough financial times in my life. Some were bad choices on my part, some were thrust upon me. I've made it through every one. I've worked two and three jobs and have had to sell toys more than once. I currently pay for my toys by making side money. None of my paycheck is used to buy or build vehicles that are not necessary. If I blow a motor in the Metro and I'm short on cash, it just sits there.
Nuggets is offline   Reply With Quote
Old September 13th, 2008, 11:05 PM   #73
Toolmakerprevo
Life is Good!!!
 
Toolmakerprevo's Avatar
 
Join Date: 01-07-08
Location: pontiac
Posts: 820
iTrader: (0)
Mentioned: 0 Post(s)
Default

Never been in a union. But when is the last time you seen someone from China buy our goods? What do we buy from China? How many company's go under when a factory moves out? Ever heard of Buick city? What happened to Flint? What built Florida? Midwest manufacturing people that retired.
My point is before Nafta we didn't have lead based baby bottles and we made alot of what we bought. Was there something wrong with that theory? Would the construction guy buy a new truck or tools if he wasn't building houses? I was under the impresion that a republican gave tax breaks to help the rich so they will invest here to boost our economy. What changed the laws to allow investment over seas? I always thought it was Clinton signing nafta and Bush giving the massive tax breaks during his first term. Maybe I'm wrong.

Please enlighten me I love hearing other opinions on these matters!
Toolmakerprevo is offline   Reply With Quote
Old September 13th, 2008, 11:07 PM   #74
Fatty Matty
Senior Member
 
Fatty Matty's Avatar
 
Join Date: 01-05-06
Location: Tecumseh
Posts: 5,379
iTrader: (10)
Mentioned: 0 Post(s)
Default

Interesting.

I have a decent job. I have a good idea that my job won't be around in about 5 years.

I have 3 kids and a house.

So, I plan ahead, and go back to school. I need to make, by myself, at least 65k/yr to make things work the way I want. By that, I mean putting aside money for the kids to go to college and be able to live. My wife has her own business.

So here I am, working full time and taking 8 credit hours every semester. It's not that hard. I hear about people losing everything when the shit hits the fan. Why, when there's all sorts of options out there.

Why would somebody, knowing the way things work, become complacent and let their world collapse around them? If you are already making some coin, going to school isn't going to break the bank, whether you are paying $70 or $350 per credit hour.
__________________
'12 JKU
'14 1500
www.midwest-abs.com
Fatty Matty is offline   Reply With Quote
Old September 13th, 2008, 11:24 PM   #75
Toolmakerprevo
Life is Good!!!
 
Toolmakerprevo's Avatar
 
Join Date: 01-07-08
Location: pontiac
Posts: 820
iTrader: (0)
Mentioned: 0 Post(s)
Default

Quote:
Originally Posted by Fatty Matty View Post
Interesting.

I have a decent job. I have a good idea that my job won't be around in about 5 years.

I have 3 kids and a house.

So, I plan ahead, and go back to school. I need to make, by myself, at least 65k/yr to make things work the way I want. By that, I mean putting aside money for the kids to go to college and be able to live. My wife has her own business.

So here I am, working full time and taking 8 credit hours every semester. It's not that hard. I hear about people losing everything when the shit hits the fan. Why, when there's all sorts of options out there.

Why would somebody, knowing the way things work, become complacent and let their world collapse around them? If you are already making some coin, going to school isn't going to break the bank, whether you are paying $70 or $350 per credit hour.
Please don't take this the wrong way but do you have quality time for your kids?
Toolmakerprevo is offline   Reply With Quote
Old September 13th, 2008, 11:28 PM   #76
Fatty Matty
Senior Member
 
Fatty Matty's Avatar
 
Join Date: 01-05-06
Location: Tecumseh
Posts: 5,379
iTrader: (10)
Mentioned: 0 Post(s)
Default

Quote:
Originally Posted by Toolmakerprevo View Post
Please don't take this the wrong way but do you have quality time for your kids?
Plenty, probably more than most people that work part-time.

Since I work nights, which I do only to finish up school, I have the same amount of free time that I had working day shift. I still do soccer practice and things like that.

This is working 48-56 hours a week. I pay cash for school, and we both eat out quite a bit.
__________________
'12 JKU
'14 1500
www.midwest-abs.com

Last edited by Fatty Matty; September 13th, 2008 at 11:42 PM.
Fatty Matty is offline   Reply With Quote
Old September 13th, 2008, 11:38 PM   #77
Toolmakerprevo
Life is Good!!!
 
Toolmakerprevo's Avatar
 
Join Date: 01-07-08
Location: pontiac
Posts: 820
iTrader: (0)
Mentioned: 0 Post(s)
Default

Quote:
Originally Posted by Fatty Matty View Post
Plenty, probably more than most people that work part-time.

Since I work nights, which I do only to finish up school, I have more time than ever with my kids. Way more time than I ever had working day shift.
Thats awsome,
Mine are 15,16,17 & 19 and I would not trade the time I spent with them when they were younger for anything. I told a parent when my oldest was in tiger cubs that if the parent doesn't make the time the kids wont have the time.
My hats off to you.
Toolmakerprevo is offline   Reply With Quote
Old September 14th, 2008, 09:07 AM   #78
clint357
Web Wheeler Extraordinair
 
clint357's Avatar
 
Join Date: 03-13-07
Location: grand rapids
Posts: 2,278
iTrader: (4)
Mentioned: 0 Post(s)
Default

I'm at work right now because I'm broke. It's not too fun, but it's not too fun to be broke either. I know this sounds really stupid, but being happy is what matters. If you can live in a $100,000 house and own a sort of shitty vehicle and still be happy, you won't FEEL broke. Some people live in $300,000 with 2 nice vehicles and FEEL broke because their neighbors just bought a new Z-06, but they can't afford one. It's all a mindset.

P.S. before anyone comments on this, I am not including people who ARE actually broke, to the point where they can't buy clothes for their children. I do have a wife and an infant, and it's alot different of a situation when you have a family.
clint357 is offline   Reply With Quote
Old September 14th, 2008, 10:39 AM   #79
Nuggets
I fix stuff!
 
Nuggets's Avatar
 
Join Date: 09-15-06
Location: Bay City, MI
Posts: 13,457
iTrader: (13)
Mentioned: 3 Post(s)
Default

I like toys. I like owning a home. My paycheck goes to making sure I have a home and groceries. I drive a shitty car without payments and work on the side so I can have money for my toys.

I used to have a career in chemistry and a great job doing research at Dow Chemical. The money I made was great considering I only have an Associates Degree. The job was easy and I had the opportunity to work with some of the smartest people in their fields. Unfortunately I was not happy there. I am a blue-collar guy at heart and ended up leaving Dow in 1994 because I just couldn't take it any more. I went back to my roots and became a mechanic (again) and I haven't looked back. I don't make as much money as I would if I would have stayed in research but I like going to work now. Money is important but overall satisfaction with your career is important too.
Nuggets is offline   Reply With Quote
Old September 14th, 2008, 12:40 PM   #80
smasheromalley
Senior Member
 
smasheromalley's Avatar
 
Join Date: 11-06-05
Location: Michigan
Posts: 3,050
iTrader: (15)
Mentioned: 0 Post(s)
Default

Quote:
Originally Posted by Toolmakerprevo View Post
Never been in a union. But when is the last time you seen someone from China buy our goods? What do we buy from China? How many company's go under when a factory moves out? Ever heard of Buick city? What happened to Flint? What built Florida? Midwest manufacturing people that retired.
My point is before Nafta we didn't have lead based baby bottles and we made alot of what we bought. Was there something wrong with that theory? Would the construction guy buy a new truck or tools if he wasn't building houses? I was under the impresion that a republican gave tax breaks to help the rich so they will invest here to boost our economy. What changed the laws to allow investment over seas? I always thought it was Clinton signing nafta and Bush giving the massive tax breaks during his first term. Maybe I'm wrong.

Please enlighten me I love hearing other opinions on these matters!
Common misconception propagated by the media. China buys a lot of shit from us, just not usually high dollar items. Why? Because they cant afford them (at least the citizens cant).

http://www.uschina.org/public/docume...orts-china.pdf
smasheromalley is offline   Reply With Quote
Reply
Great Lakes 4x4. The largest offroad forum in the Midwest > General 4x4 Stuff > Politics, Government, or Religion Chat
Tags
the sky is falling

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -5. The time now is 07:21 PM.


Powered by: vBulletin, Copyright ©2000 - 2012, Jelsoft Enterprises Ltd.
User Alert System provided by Advanced User Tagging (Lite) - vBulletin Mods & Addons Copyright © 2014 DragonByte Technologies Ltd. Runs best on HiVelocity Hosting.
Page generated in 0.47850 seconds with 80 queries