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Old January 4th, 2008, 12:46 PM   #1
Haggar
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Default I need a mortgage... who do you guys like?

Prolly just a traditional 30yr fixed, ~30% down kinda deal...

Been a while since I shopped around.

Any recomendations?
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Old January 4th, 2008, 12:53 PM   #2
RyeBread
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Quote:
Originally Posted by Haggar View Post
Prolly just a traditional 30yr fixed, ~30% down kinda deal...

Been a while since I shopped around.

Any recomendations?
we went with zero down, 125% financing Interest only on our cottage below:

http://maps.live.com/default.aspx?v=2&cp=r2m3zm81r3mh&style=o&lvl=2&til t=-90&dir=0&alt=-1000&scene=18664968&encType=1

balloon due in 18 months but I'm not worried, should I be?

on a more serious note /pm Chris Rogers on the board - even if he doesn't sell you a mortgage he's a nice enough guy from what I've seen, and from meeting him, and I think he'll steer you in the right direction even if he can't help you directly.

we've got GMAC, and the customer service has been atrocious, as well as them screwing up/misapplying payments 4x in the past calendar year

now that I pay it online, I don't anticipate any problems with them, and I haven't shopped around lately cause I don't plan on moving, and am happy to have a 5 1/8% 30 yr fixed.
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Old January 4th, 2008, 01:10 PM   #3
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I would suggest looking at a descent credit union, they don't have all the expenses and supposedly free gifts the big commercial banks have. they really look out for you if life happens to through you a curve.
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Old January 4th, 2008, 01:12 PM   #4
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PLEASE DON'T MAKE CHRIS ROGERS POST IN THIS THREAD!

omg.
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Old January 4th, 2008, 01:21 PM   #5
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I like pizza.
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Old January 4th, 2008, 01:54 PM   #6
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my first mortgage and refinance were with flagstar. Nothing but great imo never had any issues. that got sold to citi and has still been good thus far. my equity line is with chase and they have screwed shit up on the statements but not really a big deal.
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Old January 4th, 2008, 02:05 PM   #7
JEEPR
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Mine was also Flagstar.
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Old January 4th, 2008, 02:15 PM   #8
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Quote:
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Mine was also Flagstar.
My first was with Flagstar. They are good at setting up a decent mortgage - then selling it almost right away.

Chase has it now.
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Old January 4th, 2008, 02:20 PM   #9
kevinr839
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Default countrywide

I have mine through countrywide. Have had good service and no problems so far.
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Old January 4th, 2008, 02:59 PM   #10
Haggar
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Our old one was through countrywide, they were always fine, and never sold it. I just was curious if brokers and whatnot can find you a better dealer than what you can find yourself.
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Old January 4th, 2008, 03:07 PM   #11
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you should just pay cash for it, don't be an american and finance everything:tonka:
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Old January 4th, 2008, 03:22 PM   #12
itselliott
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Dave Murdock
Traverse City..........Versatile Mortgage
231-946-5499

david.l.murdock@att.net

Doing a re-fi with him right now...........

Harry

Last edited by itselliott; January 4th, 2008 at 03:30 PM.
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Old January 4th, 2008, 03:28 PM   #13
Haggar
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Quote:
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you should just pay cash for it, don't be an american and finance everything:tonka:
Yes, why invest my money somewhere when I can put it all into a house in MI..
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Old January 4th, 2008, 09:04 PM   #14
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Quote:
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Yes, why invest my money somewhere when I can put it all into a house in MI..
I take it you didn't catch my joke referrence
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Old January 4th, 2008, 09:51 PM   #15
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Very happy with Countrywide
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Old January 4th, 2008, 10:16 PM   #16
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Private lending, simple interest.
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