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Old May 28th, 2007, 12:43 AM   #1
Mclovin
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Default Storage insurance ?

Ive heard of this insurance before where you are covered for storage then u just call when u wana drive it ? its supposedly dirt cheap
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Old May 28th, 2007, 12:48 AM   #2
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Yep.. High deductable storage insurance. Or, you can insure it as a recerational vehical
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Old May 28th, 2007, 12:49 AM   #3
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Yep.. High deductable storage insurance. Or, you can insure it as a recerational vehical
info on that ?? i wana be able to drive it on the streets once and a while.. but its not gona be a DD in any way shape or form
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Old May 28th, 2007, 12:53 AM   #4
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The high deductable storage insurance, is mainly for when you buy a vehical that you use seasonally, and want covered while you aren't using it. IE: Corvette that you only drive in the summer and have a bank loan on, or you are worried that the barn it is in will burn down, tree fall on ect. Your best bet is Recreational insurance. That is what I have on my jeep. 40 bucks a month and it is considered full coverage.

Edit: If you get in an accident while driving on storage insurance it will NOT be covered. OR if you get pulled over and a cop catches it/insurance company finds out it could be considered insurance fraud.(i think, don't quote me on that last part)

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Old May 28th, 2007, 12:58 AM   #5
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The high deductable storage insurance, is mainly for when you buy a vehical that you use seasonally, and want covered while you aren't using it. IE: Corvette that you only drive in the summer and have a bank loan on, or you are worried that the barn it is in will burn down, tree fall on ect. Your best bet is Recreational insurance. That is what I have on my jeep. 40 bucks a month and it is considered full coverage.

Edit: If you get in an accident while driving on storage insurance it will NOT be covered. OR if you get pulled over and a cop catches it/insurance company finds out it could be considered insurance fraud.(i think, don't quote me on that last part)
hell i dont care if it's got full coverage i just want my ass covered if i hit someone.. and to make the SOC happy so i can get a plate.
What company do you go through for your jeep ??
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Old May 28th, 2007, 01:01 AM   #6
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Progressive
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Old May 28th, 2007, 01:10 AM   #7
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You can't drive the vehicle with storage insurance, it isn't even supposed to be moved at all.
I should check into the rec vehicle insurance for my jeep, since it usually only sees 1k miles a year or less.
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Old May 28th, 2007, 01:11 AM   #8
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Progressive
thanks ill check it out
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Old May 28th, 2007, 09:46 AM   #9
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Storage insurance is just that. You aren't covered if you are moving it such as on a trailer, etc...
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Old May 28th, 2007, 10:25 AM   #10
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Cousin of mine wanted to use storage insurance on his truck while he was stationed in Germany, bank said it was a no go so he wound up selling the truck.

Recreational insurance might be the way to go, my friend also has a car insured as a hobby vehicle.
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Old May 28th, 2007, 11:41 AM   #11
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I have my YJ as a recreational vehicle, or pleasure vehicle, for driving less than 200 miles a year.

I think with allstate I pay like $12/month
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