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Old October 22nd, 2013, 02:53 PM   #1
mojave01x2
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Default Car insurance companies

Who do you use, any lesser known companies that may have better prices?

Ive tried all the big names and allstate seems the best so far.
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Old October 22nd, 2013, 02:57 PM   #2
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Did you, either of your parents or grandparents service in the military?
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Old October 22nd, 2013, 03:10 PM   #3
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I have Meemic, hands down best company I've ever had, but you have to be a teacher with a spotless(mostly) record... or married to one.
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Old October 22nd, 2013, 03:15 PM   #4
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I was through Citizens, now I'm through Farmer's Mutual. Pay $1700 a year for full coverage on 3 newer cars.
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Old October 22nd, 2013, 03:24 PM   #5
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My parents have auto owners on all 5 of our vehicles.
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Old October 22nd, 2013, 03:35 PM   #6
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I've had traveler's, progressive and now state farm. Surprisingly state farm was a lot cheaper than progressive here in WI... Like almost $500/yr cheaper. Personally it's not worth the hassle to save myself $100/yr to go with some no name company that has no reputation that will probably screw me if I need to make a claim.
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Old October 22nd, 2013, 03:53 PM   #7
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Mazur agency llc
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Old October 22nd, 2013, 03:54 PM   #8
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Quote:
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I have Meemic, hands down best company I've ever had, but you have to be a teacher with a spotless(mostly) record... or married to one.
Or the child of one.
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Old October 22nd, 2013, 05:00 PM   #9
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Hastings Mutual (Hastings, MI) through my local broker. Been very happy with my rates and services
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Old October 22nd, 2013, 05:10 PM   #10
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Just switched from State Farm to Allstate. Cannot say anything about their service because I have never made a claim on anything. State Farm just kept slowly raising my rates. I called em a few months ago asking for any more discounts, put one car as limited use but still full coverage. Was supposed to drop my monthly by a decent amount, next month went up again so I switched everything (House, 3 cars full coverage, 1 PLPD and 2 storage). Saved a lot of money doing that all. Plus I like Allstate's TV commercials with that 'mayhem' guy

I may switch my one car to Farmers in the spring because I heard that they will cover damage on open track days. That may be something good for off road too. I dunno how insurance works if you are in a field and total your truck
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Old October 22nd, 2013, 05:44 PM   #11
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I have Meemic also, way cheaper than State Farm. My wife is a teacher and that is how we got it. Being a member to certain credit unions qualifies you to join as we'll, at least by me they do.
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Old October 22nd, 2013, 07:15 PM   #12
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I have auto owners
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Old October 22nd, 2013, 07:19 PM   #13
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I have progressive, its cheap and i can change it online super easy, i take insurance on and off bikes and projects quite often. But i should really change since it means im funding an America hating company.
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Old October 23rd, 2013, 05:11 AM   #14
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No teacher or military in my immediate family, bummer
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Old October 23rd, 2013, 07:44 AM   #15
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AAA
Consistently high rates.
Consistently outstanding service.

My FIL hunts for insurance all the time. It seems that once you are with a cheaper company for a year or two, they jack up your rates to more than you were paying before the switch, so you need to get another insurance.

I don't like spending time on the phone to talk to insurance agents. My time is more valuable to me than to stress every year where I am going to insure my stuff.
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Old October 23rd, 2013, 07:45 AM   #16
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Quote:
Originally Posted by xj4life View Post
Hastings Mutual (Hastings, MI) through my local broker. Been very happy with my rates and services
This is who my house is through, I need to bundle and see if I can save!
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Old October 23rd, 2013, 07:57 AM   #17
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Quote:
Originally Posted by mojave01x2 View Post
No teacher or military in my immediate family, bummer
Big bummer.


If anyone here has a grandparent or parent that served in the military (or served yourself) and you aren't using USAA for insurance you're absolutely nuts.
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Old October 23rd, 2013, 08:00 AM   #18
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Quote:
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Big bummer.


If anyone here has a grandparent or parent that served in the military (or served yourself) and you aren't using USAA for insurance you're absolutely nuts.
I looked on the usaa website and it said it could be your parent that served but they had to be a past or current member of usaa. Nothing on there about grandparents.
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Old October 23rd, 2013, 08:33 AM   #19
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Just switched everything over to Farm Bureau from State Farm. Saving close to 400 per year between the house, 2 cars and boat.
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Old October 23rd, 2013, 08:55 AM   #20
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Quote:
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I looked on the usaa website and it said it could be your parent that served but they had to be a past or current member of usaa. Nothing on there about grandparents.
Call them. I had a buddy who didn't have an issue signing up with only his grandfather serving in Korea.
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