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Old October 1st, 2013, 12:19 PM   #201
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Nope, it's a total mess, on more than one level.
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Old October 1st, 2013, 01:52 PM   #202
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Nope, it's a total mess, on more than one level.
Oh, OK, thanks for the clarification.
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Old October 1st, 2013, 05:08 PM   #203
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Not sure I'd anyone posted this yet

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Old October 1st, 2013, 06:57 PM   #204
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Well it looks like my contribution to my health insurance is going up 11% ($1.16 per week). How will I survive?

No, I do not know how much my employer contributes, Last time I saw a number it was $80 something.
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Old October 1st, 2013, 07:08 PM   #205
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Well it looks like my contribution to my health insurance is going up 11% ($1.16 per week). How will I survive?

No, I do not know how much my employer contributes, Last time I saw a number it was $80 something.
So you pay $45/month for your health insurance? No wonder you don't care what happens, you have no stake in the game.

I used to be like you. I paid $0/month when I was with Pfizer and never understood the costs. Now I pay almost $300 a month for the plan, and that only covers 80% of my costs, which work out to be another $150/month for my typical 20% supplies (not including procedures). Obamacare is going to cost people similar amounts to me, but not anywhere near as low as you pay.
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Old October 1st, 2013, 07:12 PM   #206
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I heard on the radio, a waitress called in, and said that she paid right around $300 for her insurance. With Obummercare, she well be paying upwards of $500. She is 59 years old, and because of her age, her deductible well go up to $7,500 instead of $1,000.
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Old October 1st, 2013, 07:12 PM   #207
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Here are some increased premiums across the board for young males. I thought he said.
I suppose he lied.

http://www.newsmax.com/US/obamacare-...9/25/id/527619
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Old October 1st, 2013, 07:16 PM   #208
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A few more whoppers.

http://www.foxnews.com/opinion/2013/...out-obamacare/
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Old October 1st, 2013, 07:58 PM   #209
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So you pay $45/month for your health insurance? No wonder you don't care what happens, you have no stake in the game.

I used to be like you. I paid $0/month when I was with Pfizer and never understood the costs. Now I pay almost $300 a month for the plan, and that only covers 80% of my costs, which work out to be another $150/month for my typical 20% supplies (not including procedures). Obamacare is going to cost people similar amounts to me, but not anywhere near as low as you pay.
Maybe you should just work harder.

Yes, around $50 a month, my math on the percentage my have been off. But yes, I do still care, and I do have a stake in the game. Unlike, apparently, you, I have always understood that it really doesn't matter if the premium is paid by us, or our employer. It still comes out of the pool of money that our employer is willing to use to pay for our services.
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Old October 1st, 2013, 08:07 PM   #210
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Yep, there sure were some whopper there.

Like the lady that claimed it somehow forced her to lay off 3 of year 8 workers, even though, since her business had under 50 workers she didn't have to do anything.

Or the lady that thinks "nearly $1,000" x 12 months = "over $13,000"
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Old October 1st, 2013, 09:06 PM   #211
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Maybe you should just work harder.

Yes, around $50 a month, my math on the percentage my have been off. But yes, I do still care, and I do have a stake in the game. Unlike, apparently, you, I have always understood that it really doesn't matter if the premium is paid by us, or our employer. It still comes out of the pool of money that our employer is willing to use to pay for our services.
While you joke, I will tell you that I have recently switch back to therapy from 25 years ago because it is all I can afford. My health has gotten worse in the past 6 months as a result.

And as I explained, this is the type of costs the rest of the country can expect to see now. Your posts (in this thread and others) make it obvious that your perspective is in the clouds, while many of the rest of us are living in the real world.
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Old October 1st, 2013, 09:25 PM   #212
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This is from one friend...
Yeah, for our family of 5, the cheapest we could find was 1400 a month!! Unless we had 10,000 deductible, 100 co-pays, 30% script coverage! Then we could get it for 900.

This is from another friend...
Currently I'm paying 130 a month for both medical and dental. I received a letter today from my provider informing me that effective 1/1/14 my monthly premium for just medical is 274.30. That is a mother fucking car payment; how is this affordable? I can no longer afford insurance, i have no choice to but to take the tax penalty.

This is insane.
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Old October 1st, 2013, 10:11 PM   #213
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Well it looks like my contribution to my health insurance is going up 11% ($1.16 per week). How will I survive?

No, I do not know how much my employer contributes, Last time I saw a number it was $80 something.
Don't you work for Chrysler? If not, stop reading. If so.. Fucking seriously.. This is what they do with out bail out dollars?
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Old October 1st, 2013, 10:20 PM   #214
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Under the Affordable Care Act, the federal government, state governments, insurers, employers and individuals are given shared responsibility to reform and improve the availability, quality and affordability of health insurance coverage in the United States. Starting in 2014, the individual shared responsibility provision calls for each individual to have minimum essential health coverage (known as minimum essential coverage) for each month, qualify for an exemption, or make a payment when filing his or her federal income tax return.
So if you balk and don't start until march, you still get the fine
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Old October 1st, 2013, 10:23 PM   #215
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Man, this site was so much better before cmetzg03 joined
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Old October 1st, 2013, 10:24 PM   #216
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While you joke, I will tell you that I have recently switch back to therapy from 25 years ago because it is all I can afford. My health has gotten worse in the past 6 months as a result.

And as I explained, this is the type of costs the rest of the country can expect to see now. Your posts (in this thread and others) make it obvious that your perspective is in the clouds, while many of the rest of us are living in the real world.
The consensus of the first few pages of this thread seemed to be that if your health care coverage was somehow lacking it was your own fault for not working hard enough. That's why I figured you just aren't working hard enough.

I've worked jobs that paid little to nothing towards health care. One place I swear was trying to make a profit off selling health insurance the price was so high. I've worked places that offered no health insurance at all, that I had a wife and 2 young kids then. I paid for health insurance for the kids on my own. I know what it's like to have no health care, I know whats it's like to have high price health care that seems to cover very little.

That is why I support a program that allows people to buy standardized health insurance through an exchange like has been set up. I was going to say "at reasonable prices" but I'm not sure as I only have anecdotal evidence to go from.
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Old October 1st, 2013, 10:27 PM   #217
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Don't you work for Chrysler? If not, stop reading. If so.. Fucking seriously.. This is what they do with out bail out dollars?
I have never worked directly for any major auto company. I have not been on a Chrysler job for about 5 years.
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Old October 1st, 2013, 10:32 PM   #218
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I have never worked directly for any major auto company. I have not been on a Chrysler job for about 5 years.
Oh, then I stand corrected... And.. it's been about that long since I've last seen/talked to you. Carry on.
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Old October 1st, 2013, 10:35 PM   #219
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I was going to say "at reasonable prices" but I'm not sure as I only have anecdotal evidence to go from.
I'm glad you added this; because in all honesty I see this whole thing as a scam for the working American.

Middle and middle-lower class are accountable for more out-of-pocket, which means they will just utilize less healthcare (including prescriptions) to make it fit in their budgets (like me), and their health will suffer.

Employers are reducing coverage or passing on higher premiums to workers who already have a lower income in most cases, so now they become even more financially strapped.

"the man" (corporations and the government) wins, the little man loses.
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Old October 1st, 2013, 11:09 PM   #220
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Here's an interesting opinion piece, from, of all places, Fox News:

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There’s a reason Republicans have been rushing to try and defund the Affordable Care Act before October 1, when major sections of the law take effect.

Republicans know what polls show — that most Americans don’t know what’s in ObamaCare, but when told what the law actually includes, a strong majority support the law.

Once state health insurance exchanges take effect, and premiums for all Americans go down, Republicans know the law will only become more popular and harder to repeal.

As Republican Senate Minority Leader Mitch McConnell said, “It's a lot harder to undo something than it is to stop it in the first place.”

Exactly.

Because just like Republicans railed against Social Security and Medicaid and Medicare when they were first proposed, those programs are now highly effective and broadly popular parts of our social safety net — supported even by strong majorities of Republican voters.

Americans of all political stripes like choice and competition, which is precisely what the ObamaCare health insurance exchanges will create.
So, for those of you who have been too busy criticizing ObamaCare for partisan reasons to actually look at what’s in the law — and see what Americans like about it — here is a handy-dandy review:

1. ACA allows young Americans to stay on their parents’ insurance plans

Because of ObamaCare, which allows kids to stay on their parents insurance plans until age 26, 3.4 million young Americans now have coverage.

The percentage of uninsured young people (ages 19 to 25) fell accordingly, from 48% in 2010 to 21% in 2012.

According to polling, three-in-four Americans support this part of the Affordable Care Act including, yes, over two-thirds of Republicans.

2. ACA bans insurance companies from denying coverage for pre-existing conditions

Another aspect of ObamaCare that has already taken effect is the ban on insurance companies denying coverage to patients based on pre-existing conditions.

That means an end to insurance company horror stories like four-month-old Alex Lange being denied health insurance because he was too chubby.

This is why the conservative allegation about death panels is so ironic; while the actual ACA law does not contain death panels or anything remotely like them, the fact is that prior to ObamaCare, insurance companies were effectively operating like death panels in denying life-saving coverage to anyone with a pre-existing condition and by applying life-time spending caps on coverage.

The ban on pre-existing condition limits, which will apply to every single American by 2014, is supported by 83% of Americans.

3. ACA offers tax credits to small businesses to buy insurance

The Affordable Care Act expands tax credits to help small businesses provide health insurance to their workers. Companies with fewer than 50 employees do not have to provide insurance, but even for these businesses, ObamaCare will make it easier and cheaper if they choose to do so.

According to polling, 88% of Americans think these small business tax credits are great, including — wait for it ... yes, 83% of Republicans. That’s right, over eight-in-ten Republicans support the provision of ObamaCare that helps small businesses afford and expand their health insurance offerings to employees.

4. ACA requires companies with more than 50 employees to provide health insurance

Over 96% of companies with more than 50 employees already provide health insurance to their employees. And contrary to Republicans claiming otherwise, studies show the vast majority of those employers do not plan to drop or reduce that coverage because of ObamaCare.

Also, there is no evidence that ObamaCare has led to companies slashing full-time workers. In fact, since ObamaCare passed in March 2010, over 90% of the gain in employment has been full-time positions.

Still, we know that companies that can afford to provide health insurance to their workers and yet fail to do so off-set the costs of care onto the rest of us — whether the cost of emergency room treatment that gets passed on to other consumers, or Medicaid coverage that we pay for as taxpayers.

In Florida alone, more than 50,000 workers at companies like McDonald’s and Burger King are on the state’s Medicaid rolls. Especially with tax credits available to small businesses, there is no excuse for companies to pass the buck. And 75% of Americanssupport this element of ObamaCare.

5. ACA provides subsidies to help individuals afford coverage

Many of the 45 million Americans who lack health insurance simply don’t have enough money to afford coverage. ObamaCare will lower the cost of premiums but also provide subsidies to help low- and middle-income Americans purchase insurance.

Americans who earn $45,000 per year (about 400% of the federal poverty level) will qualify for some form of subsidy. The amount of the subsidy will be based on income as well as the cost of health coverage in a particular state but, for instance, according to a subsidy calculator created by the Kaiser Family Foundation, a 27-year-old living in Houston, Texas, who earns just $15,000 a year could sign-up for a mid-level plan for about $300 per year with the help of subsidies. Without subsidies, that plan would cost $2,400 per year.

The few Americans who think subsidizing care is a bad idea should, again, note that we already subsidize health care to a far greater degree in the form of Medicaid and also when the uninsured rely on free emergency room care and pass those astronomical costs on to the rest of us. But most Americans — 76% to be exact — support the individual subsidy. That includes 61% of Republicans.

There’s even more aspects of ObamaCare that the American people already support — including the employer mandate, the increased Medicare payroll tax on higher-income Americans and the expansion of Medicaid.

And then, starting October 1, here’s one more:

6. State-based health insurance exchanges

Americans of all political stripes like choice and competition, which is precisely what the ObamaCare health insurance exchanges will create. So it’s no wonder that 80% of Americans — including 72% of Republicans — support the health insurance exchange program in ObamaCare. And that’s even before the exchanges have taken effect!

Plus, a new report shows that health insurance premiums will be even lower under ObamaCare than originally projected.

Personally, as someone who pays through the nose for individual insurance in New York State — a state where, historically, few individual insurance options have even been available — I can’t wait to enroll in ObamaCare and see my premiums plummet, as they are expected to by at least 50%.

Again, all this is why Republicans are in such a desperate rush to try and defund ObamaCare before October 1 — even if it means holding our economy hostage and even if most voters, including Republicans, oppose the repeated and wasteful defunding attempts.

After all, the law is already popular when it’s not fully in effect and most people haven’t felt its benefits. We all know what will happen when ObamaCare takes effect — and works!

Republicans who are throwing temper tantrums over sour grapes need to grow up.

Congress passed the Affordable Care Act, President Obama signed it into law and the Supreme Court upheld its constitutionality.

The cost of doing nothing on health care reform was too great and the cost of repeatedly refighting the political battles of the past is obscene. But then again, it makes perfect sense why Republicans refuse to just give up and shut up — because the minute they do, there will be no more distractions from all the good things about ObamaCare.
http://www.foxnews.com/opinion/2013/...ntcmp=obinsite
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