So how does this scam work? - Great Lakes 4x4. The largest offroad forum in the Midwest

Go Back   Great Lakes 4x4. The largest offroad forum in the Midwest > General 4x4 Stuff > The Pub
GL4x4 Live! GL4x4 Casino

The Pub A friendly forum where everybody is nice, and will answer any questions you have about life.

greatlakes4x4.com is the premier Great Lakes 4x4 Forum on the internet. Registered Users do not see the above ads.
Search
Reply
 
Thread Tools Search this Thread
Old July 25th, 2013, 07:57 PM   #1
BlooMule
Jet powered
 
BlooMule's Avatar
 
Join Date: 11-08-05
Location: a mile from the shithole
Posts: 26,503
iTrader: (12)
Mentioned: 18 Post(s)
Default So how does this scam work?

For the last month, my wife has been getting 2 or 3 checks per week from various businesses in Connecticut for about $2000 to $3000. We had our bank call to verify, and they are bogus. What is odd, is that they are being sent FedEx.

I know it's a scam, but I really can't figure out how the scam works. Any ideas, oh great GL4x4 scam gurus?
__________________
-rw-rw-rw
BlooMule is offline   Reply With Quote
Sponsored Links
Advertisement
 
Old July 25th, 2013, 08:04 PM   #2
SS
Doing stuff...and things.
 
SS's Avatar
 
Join Date: 12-12-05
Location: 48309
Posts: 12,142
iTrader: (14)
Mentioned: 53 Post(s)
Default

Why do these "businesses" have your wife's name and address and why would they send her bogus checks?

Need to know how it all started.
__________________
-Jer

SS is offline   Reply With Quote
Old July 25th, 2013, 08:05 PM   #3
nateacox
Member
 
Join Date: 08-14-07
Location: Traverse City, Michigan
Posts: 95
iTrader: (2)
Mentioned: 0 Post(s)
Default

http://consumerfraudreporting.org/checkcashingscams.php
nateacox is offline   Reply With Quote
Old July 25th, 2013, 08:07 PM   #4
BlooMule
Jet powered
 
BlooMule's Avatar
 
Join Date: 11-08-05
Location: a mile from the shithole
Posts: 26,503
iTrader: (12)
Mentioned: 18 Post(s)
Default

Quote:
Originally Posted by SS View Post
Why do these "businesses" have your wife's name and address and why would they send her bogus checks?

Need to know how it all started.
I don't know, but she does fill out a ton of survey cards.
__________________
-rw-rw-rw
BlooMule is offline   Reply With Quote
Old July 25th, 2013, 08:15 PM   #5
BlooMule
Jet powered
 
BlooMule's Avatar
 
Join Date: 11-08-05
Location: a mile from the shithole
Posts: 26,503
iTrader: (12)
Mentioned: 18 Post(s)
Default

Quote:
Originally Posted by nateacox View Post
Those are close, but there is no letter accompanying the check. They are payroll style checks, but no info as to what the amount is for is listed on the stub portion. That's what caught my eye. My wife does home hospice care and often receives her pay in this manner. She had just started a new clients a few weeks before the first check arrived. The checks are drawn on 'real' bank accounts and a google search shows the businesses do exist, so we are dealing with stolen or forged checks.

This scam must work on somebody, because the scammers are spending a fair chunk of change on FedEx.
__________________
-rw-rw-rw
BlooMule is offline   Reply With Quote
Old July 25th, 2013, 08:19 PM   #6
jaysusr
Senior Member
 
jaysusr's Avatar
 
Join Date: 03-29-10
Location: Oakland county.
Posts: 1,116
iTrader: (2)
Mentioned: 0 Post(s)
Default

Normally these come with a letter saying to just pay the "taxes" on your lucky "winnings" and then we'll pay you the prize money. No letter eh?
jaysusr is offline   Reply With Quote
Old July 25th, 2013, 08:21 PM   #7
BlooMule
Jet powered
 
BlooMule's Avatar
 
Join Date: 11-08-05
Location: a mile from the shithole
Posts: 26,503
iTrader: (12)
Mentioned: 18 Post(s)
Default

Nope, just a check in a FedEx envelope.
__________________
-rw-rw-rw
BlooMule is offline   Reply With Quote
Old July 25th, 2013, 08:36 PM   #8
jbsjunk
Wheelies
 
jbsjunk's Avatar
 
Join Date: 03-01-08
Location: Almost Allendale Mi
Posts: 16,685
iTrader: (36)
Mentioned: 19 Post(s)
Default

I once got 5K in cashiers checks in a Fedex envelope and I knew they were bad but took them to my bank to verify them. They were indeed bogus and those checks are not offered in the denominations I got. They are still filed someplace around here.
jbsjunk is offline   Reply With Quote
Old July 25th, 2013, 09:51 PM   #9
Silver Bullet
Livin the American Dream
 
Silver Bullet's Avatar
 
Join Date: 04-18-07
Location: Westland, MI
Posts: 3,810
iTrader: (4)
Mentioned: 0 Post(s)
Default

Signing bonus?
Silver Bullet is offline   Reply With Quote
Old July 25th, 2013, 11:09 PM   #10
howell_jeep
Last Free Man
 
howell_jeep's Avatar
 
Join Date: 02-09-06
Location: Howell Twp, MI 48836
Posts: 10,848
iTrader: (69)
Mentioned: 1 Post(s)
Default

http://answers.yahoo.com/question/in...1090753AAyXCIY
howell_jeep is offline   Reply With Quote
Old July 26th, 2013, 12:27 AM   #11
Jiveturkey3
Senior Member
 
Jiveturkey3's Avatar
 
Join Date: 06-22-12
Location: Hillsdale MI
Posts: 4,130
iTrader: (1)
Mentioned: 9 Post(s)
Default

Shut I sent those to the wrong address. Just cash them and keep $100 from each for yourself wire me the rest. Pm me for western union info.
Jiveturkey3 is offline   Reply With Quote
Old July 26th, 2013, 07:06 AM   #12
fsumotorhead
N8KVB
 
fsumotorhead's Avatar
 
Join Date: 10-24-06
Location: Flat Rock, MI
Posts: 4,202
iTrader: (34)
Mentioned: 0 Post(s)
Default

Quote:
Originally Posted by BlooMule View Post
Those are close, but there is no letter accompanying the check. They are payroll style checks, but no info as to what the amount is for is listed on the stub portion. That's what caught my eye. My wife does home hospice care and often receives her pay in this manner. She had just started a new clients a few weeks before the first check arrived. The checks are drawn on 'real' bank accounts and a google search shows the businesses do exist, so we are dealing with stolen or forged checks.

This scam must work on somebody, because the scammers are spending a fair chunk of change on FedEx.
they're most likely using a hacked or stolen account number.
fsumotorhead is offline   Reply With Quote
Old July 26th, 2013, 07:34 AM   #13
Mr.Green456123
I can levitate!
 
Mr.Green456123's Avatar
 
Join Date: 11-29-05
Location: Nort Keralina
Posts: 8,291
iTrader: (6)
Mentioned: 7 Post(s)
Default

Your wife is a highly paid hooker. Only explanation.
Mr.Green456123 is offline   Reply With Quote
Old July 26th, 2013, 08:21 AM   #14
howell_jeep
Last Free Man
 
howell_jeep's Avatar
 
Join Date: 02-09-06
Location: Howell Twp, MI 48836
Posts: 10,848
iTrader: (69)
Mentioned: 1 Post(s)
Default

Quote:
Originally Posted by Jiveturkey3 View Post
Shut I sent those to the wrong address. Just cash them and keep $100 from each for yourself wire me the rest. Pm me for western union info.
Great cliff notes.
howell_jeep is offline   Reply With Quote
Old July 26th, 2013, 08:08 PM   #15
BlooMule
Jet powered
 
BlooMule's Avatar
 
Join Date: 11-08-05
Location: a mile from the shithole
Posts: 26,503
iTrader: (12)
Mentioned: 18 Post(s)
Default

Quote:
Originally Posted by Mr.Green again View Post
Your wife is a highly paid hooker. Only explanation.
Damn, I wish.
__________________
-rw-rw-rw
BlooMule is offline   Reply With Quote
Old July 26th, 2013, 08:45 PM   #16
RockyMTN05
Cadillac pimpin
 
RockyMTN05's Avatar
 
Join Date: 05-02-07
Location: Ypsilanti, MI
Posts: 3,632
iTrader: (3)
Mentioned: 0 Post(s)
Send a message via AIM to RockyMTN05
Default

Didn't read the links posted...but I know there used to be a scam where you deposit a bogus check, the bank prints your account number/routing number on the back of the bogus check when it's "deposited" into your account, bogus check bounces and is then sent back to the originator of the scam...and viola--someone else has your bank account details.

At least I read about it some time ago... Can't confirm if it's entirely true, but it sounds plausible.
RockyMTN05 is offline   Reply With Quote
Old July 26th, 2013, 09:28 PM   #17
BlooMule
Jet powered
 
BlooMule's Avatar
 
Join Date: 11-08-05
Location: a mile from the shithole
Posts: 26,503
iTrader: (12)
Mentioned: 18 Post(s)
Default

Quote:
Originally Posted by RockyMTN05 View Post
Didn't read the links posted...but I know there used to be a scam where you deposit a bogus check, the bank prints your account number/routing number on the back of the bogus check when it's "deposited" into your account, bogus check bounces and is then sent back to the originator of the scam...and viola--someone else has your bank account details.

At least I read about it some time ago... Can't confirm if it's entirely true, but it sounds plausible.
I heard the same thing, and I asked at our bank about it. The no longer send cancelled checks back to the issuer, they are shredded and an 'electronic document' is sent- with all but the last 4 digits of the account x'd out.

Bank said that they might send a follow up letter stating the check was an overpayment, and to send the overpayment amount back- but we have not seen anything like that yet. Maybe you have to deposit the check to get the letter
__________________
-rw-rw-rw
BlooMule is offline   Reply With Quote
Reply
Great Lakes 4x4. The largest offroad forum in the Midwest > General 4x4 Stuff > The Pub

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -5. The time now is 12:42 AM.


Powered by: vBulletin, Copyright 2000 - 2012, Jelsoft Enterprises Ltd.
User Alert System provided by Advanced User Tagging (Lite) - vBulletin Mods & Addons Copyright © 2014 DragonByte Technologies Ltd. Runs best on HiVelocity Hosting.
Page generated in 0.27563 seconds with 72 queries