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Old March 14th, 2013, 06:40 PM   #21
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I have insurance through State Farm. Not sure what I pay but if it were that high, the wife would have made me get rid of it. LOL
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Old March 14th, 2013, 06:58 PM   #22
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never check into this stuff before you buy the rzr, always wait until after.
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Old March 14th, 2013, 07:15 PM   #23
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makes you wonder how much this would be to insure

http://www.tobefast.com/sand-reeper-...-10002198.html
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Old March 14th, 2013, 07:19 PM   #24
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Quote:
Originally Posted by Jiveturkey3 View Post
The issue is to be truly legal your insurance must change. The difference between no fault or street insurance and rec insurance I medical. To be legal on the road in Michigan you have to have medical coverage. State Farm explained this to me and show me the difference on paper. My current policy would 100% protect me on the road. The state may even issue a plate if I get the right person. However, in an accident I wouldn't be covered. This doesn't set well with me. The other issue is that my proof doesn't say Michigan no fault insurance. So to get a plate would be hard. Not to mention when I deal with the cop that we all know I will that picks me apart it give him am easy ticket to write if he catches it.
I am not an insureance agent or anything like that but I question weather you really have to have medical insurance on vehicles in Mi.
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Old March 14th, 2013, 08:01 PM   #25
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never check into this stuff before you buy the rzr, always wait until after.
I did check into it. The issue was that she didn't understand or didn't comprehend the new title. I should have never told here it was a rzr. She quoted with the rzr vin because he told me that's how it needed to be done. Now tht I have paper work in hand the story is different.

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I am not an insureance agent or anything like that but I question weather you really have to have medical insurance on vehicles in Mi.
They claim that is what makes it "no fault". Without it it's is normal insurance like most states have. I don't know how true this is. Just what I am told.
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Old March 15th, 2013, 04:26 PM   #26
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Well I bit the bullet. I went with State Farm for now. I am going to continue to shop. With so many wild quotes I really wanted to lock some in for at least this riding season. Still waiting for 3 different place to call back. I am guessing they won't call back.
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Old March 15th, 2013, 05:22 PM   #27
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Have you asked on rzrforums? There are a lot of local guys on there with street legal RZR's...I'm sure there is somebody there that has gone through this and can give you some advice.
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Old March 15th, 2013, 06:06 PM   #28
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Yeah it didn't get many responses. When I searched on there they all have claims of full coverage that are real close to my plpd quotes. I am goin to continue my search I just don't want to devote and entire day again. For now I will pay State Farm. It's high but its true full coverage.
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Old March 15th, 2013, 06:32 PM   #29
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My xp9 is 420 year/38.00mo for non road legal full coverage. For road legal it would jump to 1200.00/100mo
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Old March 15th, 2013, 06:48 PM   #30
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never check into this stuff before you buy the rzr, always wait until after.
fawk yeah!
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Old March 15th, 2013, 07:03 PM   #31
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My xp9 is 420 year/38.00mo for non road legal full coverage. For road legal it would jump to 1200.00/100mo
Seems high. Who I that with? I had mine through State Farm for $204 a year. It's a 2012 xp 4 le. Insured for $17,500. The $1200 a year for no fault I better though.

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Old March 15th, 2013, 07:10 PM   #32
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Elite insurance in Howell. Not sure what the actual underwriter company is.
I have a friend with an 800s that had State Farm. He set it all up, it was 200 a year. Then they cAlled him a week later saying it was going up to 600 a year because it was originally wrote up wrong.
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Old March 15th, 2013, 07:19 PM   #33
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I can get you the info if you want. My agent knows a lot of them now. She also did it all off of value because I was insured at a "kit car". She would be happy to quote you I am sure.
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