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Old March 23rd, 2012, 09:17 PM   #21
jeepfreak81
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Public transportation?
You have been out of Michigan too long.
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Old March 23rd, 2012, 09:17 PM   #22
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Public transportation?
Not in my area. I live between Swartz Creek, Linden, and Gaines. I think the closest bus stop would probably be right infront of where I work
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Old March 23rd, 2012, 09:45 PM   #23
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Vehicle loans require full coverage.

What most of my family members have done for 15+ years now is get a vehicle that has been involved at a accident at a dealer/insurance auction and then repair it. You can easily find a newer car that has some damage with good bags in good running condition for around 2k then fix the body yourself for less then 2k and have a vehicle that is five years old for under 4 grand.

Not only did you save a butt load of cash but because you don't have a vehicle loan there is no need for full coverage. You can run collision or simply PLPD which will allow you to save up for your next ride. When your ready to move onto a new ride you can sell that vehicle that you fixed up for 4k with lets say 40k more miles on it.

You can get screwed if you don't know what to look for. And there is electrical gremlins that can arise when bags go off. The car was involved in a accident which should be mentioned at time of sale. If it is a front end hit (like most are) watch the radiator core support and see if it is repairable. Everything is repairable I mean if it is within your skills and tools available to repair it correctly.

Don't have cash? Don't buy a wreck. You will end up driving around a ride with a tweaked front end. Been there done that it's embarasing. Save up the cash then buy the ride.
Don't have the cash or just cheap? Get a ride for 500 and get it to run. It will be a rusted gas guzzling hog but will let you save up cash.
Can't afford a rusted hog?
Check with your payroll and if they let you split up your check do it. Either make a new account or see if your existing account can be split. Use automatic withdrawal and then forget about it. I have my checks split up 6 ways for different projects right now. This is what works for me. You will be surprised how fast the amounts can grow when your not looking at them.
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Old March 24th, 2012, 12:22 AM   #24
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If you can save 100$ a month for 6 months you will have 2500$ roughly to put down. Just a FYI.
100x6=??
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Old March 24th, 2012, 12:37 AM   #25
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100x6=??
Im pretty sure he mean 100$ per week for 6 months. Becuase that would be $400 a month x 6 months = $2400
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Old March 24th, 2012, 12:57 AM   #26
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I just bought a used car. $2000 down and $144 a month for 1yr. If you need transportation buy a beater, if you want something new then budget.
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Old March 24th, 2012, 02:10 AM   #27
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A $3000 car is only going to get you another set of the same problems your current vehicle has, only with a payment... Unless you stumble upon a gem for cheap. But those are never around when you NEED them, only when you don't.
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Old March 26th, 2012, 09:58 PM   #28
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Well, looks like I got a lucky break. A friend of mine bought a newer truck not long ago, but didn't trade in his old one. He seen me mention I needed a vehicle and said he'd take whatever I could get for scrapping mine. Its only three years newer than mine but its doesn't have a lot of miles, and its a well maintained 4.3l w/ a manual trans. Body is in pretty good shape as well, very slight rust on the wheel wells and thats about it.
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Old March 26th, 2012, 10:08 PM   #29
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Well, looks like I got a lucky break. A friend of mine bought a newer truck not long ago, but didn't trade in his old one. He seen me mention I needed a vehicle and said he'd take whatever I could get for scrapping mine. Its only three years newer than mine but its doesn't have a lot of miles, and its a well maintained 4.3l w/ a manual trans. Body is in pretty good shape as well, very slight rust on the wheel wells and thats about it.
You better buy his beer for a while
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Old March 26th, 2012, 10:15 PM   #30
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You better buy his beer for a while
Oh believe me, I've bought him enough beer in the past. But it will keep happening
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Old March 26th, 2012, 10:20 PM   #31
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Ok sometimes they are around when you need one
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