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Old October 15th, 2009, 10:29 PM   #1
Yetti
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I'm getting down to the wire!

Anyways the offer is in. I now need your guys input on who has the best mortgage company to deal with? I have already been warned about Quicken/Rockfinancial. I have guys calling all the time right now.
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Old October 15th, 2009, 10:31 PM   #2
Stan
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Quit bashing Rock!!

They pay me on time every month.
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Old October 15th, 2009, 10:34 PM   #3
Yetti
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Quote:
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Quit bashing Rock!!

They pay me on time every month.
I have never dealt with them except over the phone. my realtor said not to use them due to bad experiences with them.
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Old October 15th, 2009, 10:36 PM   #4
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Wells Fargo has treated me well.
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Old October 15th, 2009, 10:36 PM   #5
Nuggets
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Franklin Bank sucks major wienerage.
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Old October 15th, 2009, 11:32 PM   #6
mpwal099
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I have an AWESOME mortgage guy. He has called us every time rates have dropped to refinance. Answered every single question I could throw at him. He's at Capital Mortgage. Shoot me a PM if you want his number.
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I feel, for the most part, we have a whole generation of worthless, lazy, pieces of shit.
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A good chunk of the younger generation is really fucked up. Not all of them, but a good amount.
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Old October 15th, 2009, 11:35 PM   #7
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I have an AWESOME mortgage guy. He has called us every time rates have dropped to refinance. Answered every single question I could throw at him. He's at Capital Mortgage. Shoot me a PM if you want his number.
Could you pm me his number too?
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Old October 16th, 2009, 06:34 AM   #8
Medic8
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I used a guy at John Adams Mortgage. They're direct underwriters, so they do the processing REAL fast (25 days from offer to close on an FHA mortgage last month). His name is Brad Silvius and he's got offices in Southgate, Livonia, and Dearborn.

Great guy to deal with, very patient with me (first time home buyer) and explained the whole process. He's quick to return emails or phone calls, and he knows exactly what you'll need, paperwork wise, so that things go as quick as possible and smooth.
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Old October 16th, 2009, 07:03 AM   #9
kj kyle
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did you buy a house? congratulations.

are you too late for the $8k rebate or w/e??
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Old October 16th, 2009, 08:21 AM   #10
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Quote:
Originally Posted by Yetti View Post
Anyways the offer is in. I now need your guys input on who has the best mortgage company to deal with? I have already been warned about Quicken/Rockfinancial. I have guys calling all the time right now.
I get asked this all the time since the wife is a broker / agent and i have mine with them, (DFCU financial) they are the most straight forward people i've ever dealt with. this is a link to the loan officer i deal with she's been doing this over 20 years and is the most knowledgable person i've talked to in the industry.

http://www.dfcufinancial.com/tools/b...joann_king.htm
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Old October 16th, 2009, 09:06 AM   #11
BlooMule
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pay cash
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Old October 16th, 2009, 09:52 AM   #12
Medic8
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Quote:
Originally Posted by kj kyle View Post
did you buy a house? congratulations.

are you too late for the $8k rebate or w/e??

Yep, bought a house, and submitted the paperwork about 3 weeks ago for the rebate. You can actually treat a 2009 home purchase as if it happened on Dec 31, 2008, file a 2008 1040-X Amended Tax Return, and get your money within 6-8 weeks. They also pay interest from the time the purchase occurred until the date you get your $8000, so it winds up being like $8025.

You can still get the rebate up until either November 30th or December 1st, can't remember which.

I've heard that they're considering making it up to $15,000 (or 10%) for next year though.
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Old October 16th, 2009, 10:45 AM   #13
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I just refinanced with Paramount bank in Farmington Hills. 248-538-8600
Awesome to deal with. Len Wilczewski Was awesome to deal with and I highly recommend them. Tell him Chris Pfeiffer sent you!
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Old October 16th, 2009, 05:27 PM   #14
Yetti
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Thanks guys for all the great info. I have been dailing al day. as of right now the offer is in, I'll know something soon I hope?
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