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Old October 7th, 2013, 08:37 PM   #30
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If the house has been on the market at asking price for a while then offer lower and wait for a counteroffer, if you love it and it is newly listed and listed below area value offer $100.00 over asking price and enjoy your new home. At $38,000.00 the payment wont be but $225.00 a month, no use losing a home you want over a few dollars a month.
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