Offer some car audio equipment, paintball gear and 5 grand.
Every time you "fall in love" with something, you are going to pay more. If you really love it go in at 45k right off the bat. Then because its bank owned expect to wait at least half a year for the bank to drag you around by Your naughty bits.
I'm the man in White.
If you want peace, prepare for war!
Forgiveness is between them and God. It's my job to arrange the meeting.