Originally Posted by MusKegon_ZJ_gurl
Not yet, but certainly will.
Paying bills and having excellent credit are far more important in life than playing.
When I'm really old I will be glad I told myself NO so often.
We try to find a balance, which is really hard. When my best friend died at 17 during a hunting accident, it taught me that life can end at any moment and being frugal waiting for retirement is missing 75% of your life. On the other hand, it's important to save and plan for retirement. I won't be retiring at 60 but we have experienced a lot.
There is no one right answer.