Great Lakes 4x4. The largest offroad forum in the Midwest - View Single Post - Insurance on a vehical being towed?
View Single Post
Old May 5th, 2011, 07:03 AM   #25
Mini Van
curbdog17's Avatar
Join Date: 08-10-08
Location: 49415
Posts: 33,382
iTrader: (23)
Mentioned: 36 Post(s)

Originally Posted by fsumotorhead View Post
The way Memic explained it to me last year.

A vehicle on a trailer is a "load", and any load on any trailer should be insured if you want to be paid for that item if it's damaged in a wreck. The tow vehicle insurance covers the trailer and load for liability only, not damage. If you want coverage against damage, both the trailer and the load must have their own policies.

I have full coverage on my trailer, it's about $50/year. It will cover damage/replacement up to $2500. It does not cover the load for full coveage, only the trailer itself.
This is good info, I hope my insurance guy will agree on this.
curbdog17 is offline   Reply With Quote
Page generated in 0.16612 seconds with 22 queries