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Old December 14th, 2009, 10:08 AM   #68
Chiefwoohaw
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Quote:
Originally Posted by PavementPounder View Post
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That is not true anymore (both statements) depending on who you bank with. A number of banks (to include BOA and Chase) already have scanning ATM's which identify your cash deposit and make it available immediately. They also make certain checks available immediately if they scan successfully and meet the character recognition requirements (especially if it is another BOA account that the check is drawn from). BOA's cut-off for ATM deposits is 8pm (posted in large font right on the machine) and I have covered myself a number of times after regular business hours when inadvertently fucking up my balance.

Do I rely on it? No. Has it worked? Yes.
This is an awesome new technology. It uses the Check21 process of scanning checks to the fed and then the scanner for Moola . . . very pricey and only the baller banks, Chase, BOA, can afford this as of yet. Deibold is working hard on trying to get the price down for the rest of us regional banks.
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