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Car insurance companies

2K views 27 replies 21 participants last post by  L4CX 
#1 ·
Who do you use, any lesser known companies that may have better prices?

Ive tried all the big names and allstate seems the best so far.
 
#6 ·
I've had traveler's, progressive and now state farm. Surprisingly state farm was a lot cheaper than progressive here in WI... Like almost $500/yr cheaper. Personally it's not worth the hassle to save myself $100/yr to go with some no name company that has no reputation that will probably screw me if I need to make a claim.
 
#10 ·
Just switched from State Farm to Allstate. Cannot say anything about their service because I have never made a claim on anything. State Farm just kept slowly raising my rates. I called em a few months ago asking for any more discounts, put one car as limited use but still full coverage. Was supposed to drop my monthly by a decent amount, next month went up again so I switched everything (House, 3 cars full coverage, 1 PLPD and 2 storage). Saved a lot of money doing that all. Plus I like Allstate's TV commercials with that 'mayhem' guy

I may switch my one car to Farmers in the spring because I heard that they will cover damage on open track days. That may be something good for off road too. I dunno how insurance works if you are in a field and total your truck
 
#13 ·
I have progressive, its cheap and i can change it online super easy, i take insurance on and off bikes and projects quite often. But i should really change since it means im funding an America hating company.
 
#15 ·
AAA
Consistently high rates.
Consistently outstanding service.

My FIL hunts for insurance all the time. It seems that once you are with a cheaper company for a year or two, they jack up your rates to more than you were paying before the switch, so you need to get another insurance.

I don't like spending time on the phone to talk to insurance agents. My time is more valuable to me than to stress every year where I am going to insure my stuff.
 
#25 ·
suggest you talk to bodyshop managers/owners as to which company(s) give the customer the best bang for the buck, best no-quibble or least hassle service.

just went thru this and state farm came out one of the top customer-friendly outfits. sometimes a little more $$ in premiums pays for ease of getting something fixed.
 
#28 ·
I'll be making the switch to meemic pretty soon. 140ish for progressive for a little above plpd coverage for one car. I have no accidents and my wife and I are 27 and 28 with 2 kids. Went to Meemic when one of our friends told us about them. Under a 100 for full coverage AND renters insurance.

I'd check into them. I have an MSUFCU account and they accepted it before they figured out I work, technically, for Spring Arbor University.
 
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